State complaint profile
Debt collection complaints in Oklahoma
9,045 CFPB complaints filed against 907 debt collectors active in Oklahoma.
- Complaints
- 9,045
- Collectors
- 907
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Oklahoma at a glance
Oklahoma consumers have filed 9,045 CFPB debt-collection complaints against 907 collectors.
- 9,045
- CFPB complaints filed
- 907
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Oklahoma
Oklahoma filings are dispersed: the top three collectors hold only 11.4% of 9,045 complaints.
Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.
The collector with the most complaints from Oklahoma residents in this extract is Encore Capital Group Inc. (11.4% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Oklahoma
By complaints filed from this state
- Encore Capital Group Inc.
Encore Capital Group Inc.
371 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
342 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
315 complaints
- CL Holdings LLC
CL Holdings LLC
309 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
230 complaints
- Equifax, Inc.
Equifax, Inc.
204 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
183 complaints
- Kriya Capital, LLC
Kriya Capital, LLC
166 complaints
What this shows These eight collectors draw the most complaints from Oklahoma residents, usually national bureaus and large debt buyers operating in every state.
Where Oklahoma's 9,045 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Encore Capital Group I 371
Encore Capital Group Inc.
371 complaints
- Portfolio Recovery Ass 342
Portfolio Recovery Associates, LLC
342 complaints
- Resurgent Capital Serv 315
Resurgent Capital Services L.P.
315 complaints
- All other collectors
Remaining collectors in Oklahoma
8,017 complaints
What this shows The top three names account for 11.4% of Oklahoma filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsEncore Capital Group Inc.
DPortfolio Recovery Associates, LLC
DResurgent Capital Services L.P.
DCL Holdings LLC
CTransunion Intermediate Holdings, Inc.
DEquifax, Inc.
DExperian Information Solutions Inc.
DKriya Capital, LLC
DLove, Beal & Nixon, P.C.
DTransworld Systems Inc
DI.C. System, Inc.
CCapital ONE Financial Corporation
DNational Credit Systems,Inc.
DCCS Financial Services, Inc.
FCAC Financial Corp
DHCFS Healthcare Financial Services of TeamHealth
FM.A.R.S., Inc.
DBread Financial Holdings, Inc.
CSynchrony Financial
DSpring Oaks Capital, LLC
FRadius Global Solutions LLC
DHarris & Harris, Ltd.
DERC
DCitibank, N.a.
DT.S. Holdings
FTulsa Adjustment Bureau
DAmerican Collection Services, Inc. (OK, TX)
CConvergent Resources, Inc.
DHW Holding, Inc
DAccount Management Resources
CJpmorgan Chase & Co.
DCollection Management Holdings, LLC
FWorks & Lentz of Tulsa, Inc.
CAldous & Associates, PLLC
DCaine & Weiner Company, Inc.
DNational Credit Adjusters, LLC
DWells Fargo & Company
DBank of America, National Association
DJana Ferrell & Associates LLC
FDiscover Bank
DNavient Solutions, LLC.
DConn's, Inc.
DProCollect, Inc.
FDiversified Consultants, Inc.
DAfni Inc.
DWorld Acceptance Corporation
DCNG Financial Corporation
DCredit Control, LLC
FPhoenix Financial Services LLC
DWorks & Lentz, Inc
DIf a collector is contacting you in Oklahoma
Start with the federal complaint record, then verify any state-law question with an official source.
- Check the collector's national record and grade before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- Use the CFPB complaint process and check official Oklahoma resources for state-specific options. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Oklahoma
- Encore Capital Group Inc. Leads Oklahoma complaint volume in this extract
- Wisconsin complaint profile Nearest volume peer (9,149 complaints)
- Minnesota complaint profile Nearest volume peer (8,502 complaints)
- Recent-12-month collector leaderboard Mid-volume states still host national debt buyers with rising filings
- Your rights under the FDCPA Federal rights apply the same way regardless of state filing volume
- Compare collectors side-by-side Check response rates for the agencies contacting Oklahoma residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Oklahoma Resident
Three parallel channels apply in Oklahoma: the CFPB complaint form (powers this dataset), the Oklahoma attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |