State complaint profile
Debt collection complaints in Minnesota
8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.
- Complaints
- 8,502
- Collectors
- 835
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Minnesota at a glance
Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.
- 8,502
- CFPB complaints filed
- 835
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Minnesota
Minnesota filings are dispersed: the top three collectors hold only 0% of 8,502 complaints.
Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.
The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Active Debt Collectors - Page 17
Sorted by most complaintsThe Sayer Law Group, P.C.
CThe Thomas Agency, Inc.
FThomas George Associates, Ltd.
DTimeMark Solutions, Inc
ATodd, Bremer & Lawson, Inc.
DTorres Credit Services, Inc.
CTotal Customer Service, Inc.
BTrademark Management Solutions, LLC.
CTrust Financial LLC
DUMB Financial Corporation
BUnited Check Recovery Bureau, Inc.
CUnited Collection Service Inc (Closed)
FUnited Compliance Services, LLC
CUnited PanAm Financial Corp.
CUnited Revenue Corporation
FUnited Student Aid (USA) Funds
CUniversal Fidelity LP
DVanderheyden LAW Office, P.a.
AValley Collection Service, LLC
CVan Ru Credit Corporation
CVengroff Williams, Inc
DVictor, Inc.
FVital Solutions, Inc.
CW.J. Bradley Mortgage Capital
FWestern Control Services, Inc.
CWeststar Mortgage Corporation
AWLCC
CWeinstein & Riley, P.S.
BWestern Management Consultants
CWilson, Riley & Associates
FZebit, Inc.
FZeller & Associates, LLC
FZuntaFi Corp
DIf a collector is contacting you in Minnesota
Start with the federal complaint record, then verify any state-law question with an official source.
- Check the collector's national record and grade before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Minnesota
- Encore Capital Group Inc. Leads Minnesota complaint volume in this extract
- Connecticut complaint profile Nearest volume peer (8,336 complaints)
- Arkansas complaint profile Nearest volume peer (8,306 complaints)
- Recent-12-month collector leaderboard Mid-volume states still host national debt buyers with rising filings
- Your rights under the FDCPA Federal rights apply the same way regardless of state filing volume
- Compare collectors side-by-side Check response rates for the agencies contacting Minnesota residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Minnesota Resident
Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |