What is the most common complaint against Keynote Consulting, Inc.?

The most common issue consumers report about Keynote Consulting, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 144 complaints filed with the CFPB.

Are complaints against Keynote Consulting, Inc. increasing or decreasing?

Complaints against Keynote Consulting, Inc. have been stable. The company received 26 complaints in the last 12 months.

What is Keynote Consulting, Inc.'s reputation grade?

Keynote Consulting, Inc. has a reputation grade of D (score: 51.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Keynote Consulting, Inc. respond to consumer complaints?

Keynote Consulting, Inc. has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Keynote Consulting, Inc. operate?

Keynote Consulting, Inc. has received CFPB complaints from consumers in 17 states, with the most complaints from Illinois (72 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Keynote Consulting, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

68
Took or threatened to take negative or legal action

18
Written notification about debt

17
False statements or representation

15
Cont'd attempts collect debt not owed

10
Communication tactics

9

Data updated September 2026

CFPB complaint disposition

CCDB record keynote-consulting-inc Keynote Consulting, Inc.

Grade D · 144 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #672 · compose #3899

VOL 144
GRADE D
12MO 26
STATES 17
TIMELY 95%
DISPUTE 33%
ISSUE Attempts to collect debt n…
RANK #672
COMPOSE #3,899

Volume peers

Nearest volume peer: Preferred Credit Inc (144 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Keynote Consulting, Inc.'s 144 CFPB complaints sit next to Preferred Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Keynote Consulting, Inc.'s CFPB filings land in Illinois

High volume does not equal a clean composite: Keynote Consulting, Inc. is volume #672 but composite #3,899, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 50.0%; 72 of 144 filings · 17 states touched
Seasonal peak: 2026-01 10.3%; 8–15% band · 17 filings
Divergent corpus ranks: #672 volume; #3,899 composite; Cleanest-composite ladder is 3,227 places worse than volume

How does Keynote Consulting, Inc. compare to its peers?

How does Keynote Consulting, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Keynote Consulting, In… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

100%

91%

Consumer-dispute ratelower is better

33%

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	68
Took or threatened to take negative or legal action	18
Written notification about debt	17
False statements or representation	15
Cont'd attempts collect debt not owed	10
Communication tactics	9
Disclosure verification of debt	4
Threatened to contact someone or share information improperly	2
Improper contact or sharing of info	1

Where do complaints against Keynote Consulting, Inc. come from?

Keynote Consulting, Inc.'s own per-state count, not a national baseline.

Illinois

72
Texas

20
Florida

16
California

8
Arizona

5
Georgia

3
Virginia

3
Wisconsin

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Keynote Consulting, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 144.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 94.96402877697841%.

4 peers

Know your rights before responding to Keynote Consulting, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.