State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 0.1% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Receivables Management Group, Inc. (MN)

D
3 total complaints ↓ falling

Select Management Resources, LLC

C
3 total complaints ↓ falling

Service Finance Holdings, LLC

B
3 total complaints ↓ falling

Shepherd Outsourcing, LLC

F
3 total complaints ↑ rising

Southern Management Systems Inc.

F
3 total complaints → stable

Synter Resource Group, LLC.

D
3 total complaints ↓ falling

Terrill Outsourcing Group

C
3 total complaints ↓ falling

The Law Offices of Mitchell D. Bluhm & Associates

C
3 total complaints ↓ falling

The Outsource Group, Inc

F
3 total complaints ↓ falling

The Regional Adjustment Bureau, Incorporated

C
3 total complaints ↓ falling

Turning Point Solutions LLC

C
3 total complaints ↓ falling

U.S. Collections West, Inc.

D
3 total complaints → stable

United Services Automobile Association

D
3 total complaints → stable

VW Credit

C
3 total complaints ↑ rising

Vision Financial Corp.

D
3 total complaints ↓ falling

W&A Intermediate Co., LLC

F
3 total complaints ↑ rising

AA Recovery Solutions, Inc.

F
2 total complaints ↓ falling

Acima Credit, LLC

C
2 total complaints ↑ rising

AUSSRQ Holdings, LLC

F
2 total complaints ↓ falling

Avante

D
2 total complaints ↓ falling

Absolute Recovery Services, LLC

D
2 total complaints ↑ rising

Accelerated Servicing Group LLC

F
2 total complaints ↓ falling

Accounts Management, Inc

C
2 total complaints ↓ falling

Allgate Financial, LLC

C
2 total complaints ↓ falling

Alliance Collection Agencies, Inc.

C
2 total complaints ↓ falling

Alliant Capital Management LLC

D
2 total complaints → stable

Allied Collection Services, Inc. (Nevada)

D
2 total complaints ↓ falling

Alpine Credit, Inc

D
2 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
2 total complaints ↓ falling

Ascendium Education Group

F
2 total complaints ↓ falling

Ascension Point Recovery Services, LLC

C
2 total complaints ↓ falling

Ballybunion Enterprises, Inc

D
2 total complaints ↓ falling

Bristlecone, Inc.

F
2 total complaints ↓ falling

Colltech Inc

B
2 total complaints ↓ falling

Cade Investments LLC

D
2 total complaints ↓ falling

Ceannate

C
2 total complaints ↓ falling

Chime Financial Inc

D
2 total complaints ↑ rising

Clear Debt Solutions, LLC

F
2 total complaints ↓ falling

Collection Center Inc

D
2 total complaints ↓ falling

Complete Credit Solutions, Inc.

D
2 total complaints → stable

Consumer Collection Management. Inc

F
2 total complaints → stable

Continental Credit Control

D
2 total complaints ↓ falling

Credit Bureau Services of Iowa Inc.

D
2 total complaints → stable

DLF Law Group, LLC

B
2 total complaints → stable

DRB-40, LLC

C
2 total complaints ↑ rising

DTA Group LLC

D
2 total complaints ↓ falling

Denefits LLC

F
2 total complaints ↑ rising

Duvera Billing Services, LLC

D
2 total complaints ↓ falling

EdFinancial Services

C
2 total complaints ↑ rising

Emergent Business Group, Inc.

D
2 total complaints ↓ falling

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.