What is the most common complaint against Leafy Financial, LLC?

The most common issue consumers report about Leafy Financial, LLC is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 383 complaints filed with the CFPB.

Are complaints against Leafy Financial, LLC increasing or decreasing?

Complaints against Leafy Financial, LLC are rising. The company received 265 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Leafy Financial, LLC's reputation grade?

Leafy Financial, LLC has a reputation grade of F (score: 47.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Leafy Financial, LLC respond to consumer complaints?

Leafy Financial, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Leafy Financial, LLC operate?

Leafy Financial, LLC has received CFPB complaints from consumers in 27 states, with the most complaints from Texas (209 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Leafy Financial, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

142
Took or threatened to take negative or legal action

100
Written notification about debt

79
False statements or representation

50
Communication tactics

5
Electronic communications

4

Data updated September 2026

CFPB complaint disposition

CCDB record leafy-financial-llc Leafy Financial, LLC

Grade F · 383 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #331 · compose #4369

VOL 383
GRADE F
12MO 265
STATES 27
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #331
COMPOSE #4,369

Volume peers

Nearest volume peer: The Best Service Co.,Inc (382 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Leafy Financial, LLC's 383 CFPB complaints sit next to The Best Service Co.,Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

54.6% of Leafy Financial, LLC's CFPB filings land in Texas

High volume does not equal a clean composite: Leafy Financial, LLC is volume #331 but composite #4,369, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 54.6%; 209 of 383 filings · 27 states touched
Seasonal peak: 2026-01 8.3%; 8–15% band · 60 filings
Divergent corpus ranks: #331 volume; #4,369 composite; Cleanest-composite ladder is 4,038 places worse than volume

How does Leafy Financial, LLC compare to its peers?

How does Leafy Financial, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Leafy Financial, LLC National average

Complaints (last 12 mo)lower is better

265

268

Timely-response ratehigher is better

100%

99%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	142
Took or threatened to take negative or legal action	100
Written notification about debt	79
False statements or representation	50
Communication tactics	5
Electronic communications	4
Threatened to contact someone or share information improperly	3

Where do complaints against Leafy Financial, LLC come from?

Leafy Financial, LLC's own per-state count, not a national baseline.

Texas

209
Florida

42
South Carolina

17
Arizona

16
Pennsylvania

15
Michigan

9
Illinois

6
Louisiana

6

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Leafy Financial, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 383.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Leafy Financial, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.