This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 383 complaints

Leafy Financial, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade F.

Complaints by issue type

What consumers report about Leafy Financial, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record leafy-financial-llc Leafy Financial, LLC

Grade F · 383 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #331 · compose #445

  • VOL 383
  • GRADE F
  • 12MO 265
  • STATES 27
  • TIMELY 100%
  • ISSUE Attempts to collect debt n…
  • RANK #331
  • COMPOSE #445

Volume peers

Nearest volume peer: The Best Service Co.,Inc (382 complaints)

Sentry Recovery and Collections, Inc.Sentry Recovery and Collecti…380The Best Service Co.,IncThe Best Service Co.,Inc382Leafy Financial, LLC (this)Leafy Financial, LLC (this)383American Profit Recovery, Inc., Marlborough, MA BranchAmerican Profit Recovery, In…386Financial Credit Network IncFinancial Credit Network Inc388
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Leafy Financial, LLC's 383 CFPB complaints sit next to The Best Service Co.,Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 383 complaints break down

Every complaint issue type on record for Leafy Financial, LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
47.5/100
Leafy Financial, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
383
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

54.6% of Leafy Financial, LLC's CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Texas 54.6%
209 of 383 filings · 27 states touched
Seasonal peak
2026-01 8.3%
8–15% band · 60 filings
Corpus ranks
#331 volume
#445 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Leafy Financial, LLC compare to its peers?

How does Leafy Financial, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Leafy Financial, LLC National average
Complaints (last 12 mo)lower is better
265
57
268
Timely-response ratehigher is better
100%
99%
91%
Consumer-dispute ratelower is better
0%
27%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Leafy Financial, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 92%94%96%98%100%102% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Leafy Financial, LLC vs. 9 similar-volume peers, by response speed and dispute rate The Best Service Co.,IncAmerican Profit Recovery, Inc., Marlborough, MA BranchSentry Recovery and Collections, Inc.Financial Recovery Services, Inc.Financial Credit Network IncFIRST NATIONAL BANK OF OMAHADelbert ServicesLloyd & McDaniel, PLCMesserli & Kramer P.A.
Source: CFPB Consumer Complaint Database

Leafy Financial, LLC's complaint volume in context

Leafy Financial, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

383 Top 6% higher than 94% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Leafy Financial, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
142
Took or threatened to take negative or legal action
100
Written notification about debt
79
False statements or representation
50
Communication tactics
5
Electronic communications
4
Threatened to contact someone or share information improperly
3

Where do complaints against Leafy Financial, LLC come from?

Leafy Financial, LLC's own per-state count, not a national baseline.

Top states by complaints against Leafy Financial, LLC

Across 27 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Leafy Financial, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 383.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Leafy Financial, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.