State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0.1% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

Freedom Financial Network

F
25 total complaints ↑ rising

Media Collections, Inc

C
25 total complaints → stable

Oxford Law, LLC

C
25 total complaints ↓ falling

Revenue Assistance Corporation dba Revenue Group

D
25 total complaints ↓ falling

AMCOL Systems, Inc.

D
24 total complaints ↓ falling

Admin Recovery, LLC

D
24 total complaints ↓ falling

Alliant Capital Management LLC

D
24 total complaints → stable

Byrider Franchising, LLC

D
24 total complaints → stable

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

D
24 total complaints ↓ falling

Duvera Billing Services, LLC

D
24 total complaints ↓ falling

FMA Alliance, Ltd.

C
24 total complaints → stable

Marauder Corporation

F
24 total complaints ↑ rising

Sezzle Inc.

F
24 total complaints ↑ rising

Allied International Credit Corp., (US)

C
23 total complaints ↓ falling

Alpha Recovery Corp

D
23 total complaints ↓ falling

Apelles, LLC

C
23 total complaints → stable

CCF Intermediate Holdings LLC

F
23 total complaints ↑ rising

DriveTime

C
23 total complaints → stable

Grant & Weber

D
23 total complaints ↓ falling

Integrity Solution Services, Inc.

C
23 total complaints ↓ falling

Lexisnexis

F
23 total complaints → stable

National Collection Systems, Inc.

D
23 total complaints → stable

Paradigm Assets, LLC

D
23 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
23 total complaints ↓ falling

Seattle Service Bureau, Inc

D
23 total complaints → stable

Veros Credit, LLC

C
23 total complaints ↑ rising

Vital Solutions, Inc.

C
23 total complaints ↓ falling

Automated Collection Services, Inc.

D
22 total complaints ↓ falling

CURO Intermediate Holdings

D
22 total complaints ↓ falling

Chime Financial Inc

D
22 total complaints ↑ rising

Complete Credit Solutions, Inc.

D
22 total complaints → stable

Concord Servicing Corporation

C
22 total complaints ↑ rising

Great Lakes

C
22 total complaints ↓ falling

Gatestone & Co. International Inc.

D
22 total complaints ↓ falling

Global Trust Management LLC

C
22 total complaints → stable

LDF Holdings, LLC

C
22 total complaints ↓ falling

Todd, Bremer & Lawson, Inc.

D
22 total complaints ↓ falling

American Profit Recovery, Inc., Marlborough, MA Branch

C
21 total complaints → stable

Applied Data Finance, LLC

D
21 total complaints ↑ rising

Credit Card Acquisitions Group

F
21 total complaints ↑ rising

Creditors Bureau Associates

D
21 total complaints → stable

Delta Management Associates, Inc.

D
21 total complaints ↓ falling

FEDChex Recovery, LLC

F
21 total complaints ↑ rising

Financial Corporation of America

D
21 total complaints ↓ falling

Lobel Financial Corporation

C
21 total complaints ↑ rising

Law Office of Brett M. Borland, P.C.

F
21 total complaints ↑ rising

Lendmark Financial Services

D
21 total complaints ↑ rising

Ncsplus Incorporated

C
21 total complaints ↓ falling

Oracle Financial Group LLC.

D
21 total complaints ↓ falling

R.A.Rogers, Inc.

C
21 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.