What is the most common complaint against Vital Solutions, Inc.?

The most common issue consumers report about Vital Solutions, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 197 complaints filed with the CFPB.

Are complaints against Vital Solutions, Inc. increasing or decreasing?

Complaints against Vital Solutions, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Vital Solutions, Inc.'s reputation grade?

Vital Solutions, Inc. has a reputation grade of C (score: 56.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Vital Solutions, Inc. respond to consumer complaints?

Vital Solutions, Inc. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 6% of cases.

In how many states does Vital Solutions, Inc. operate?

Vital Solutions, Inc. has received CFPB complaints from consumers in 38 states, with the most complaints from California (26 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Vital Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 38 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

66
Communication tactics

56
Attempts to collect debt not owed

18
Improper contact or sharing of info

15
Written notification about debt

13
False statements or representation

13

Data updated September 2026

CFPB complaint disposition

CCDB record vital-solutions-inc Vital Solutions, Inc.

Grade C · 197 CFPB filings · 93% timely · lead issue: Cont'd attempts collect debt not owed · vol #544 · compose #2997

VOL 197
GRADE C
12MO 0
STATES 38
TIMELY 93%
DISPUTE 6%
ISSUE Cont'd attempts collect de…
RANK #544
COMPOSE #2,997

Volume peers

Nearest volume peer: Arcadia Holdings, LLC (197 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Vital Solutions, Inc.'s 197 CFPB complaints sit next to Arcadia Holdings, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Vital Solutions, Inc. spreads filings across 38 states - California leads at only 13.2%

Despite a broad state map, Vital Solutions, Inc. still sits volume #544 against composite #2,997 - the two RankMaps diverge by 2,453 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 13.2% across 38 states
Seasonal peak: 2025-05 9.1%; 8–15% band · 3 filings
Divergent corpus ranks: #544 volume; #2,997 composite; Cleanest-composite ladder is 2,453 places worse than volume

How does Vital Solutions, Inc. compare to its peers?

How does Vital Solutions, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Vital Solutions, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

99%

91%

Consumer-dispute ratelower is better

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-11 2026-02

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	66
Communication tactics	56
Attempts to collect debt not owed	18
Improper contact or sharing of info	15
Written notification about debt	13
False statements or representation	13
Disclosure verification of debt	8
Took or threatened to take negative or legal action	4
Taking/threatening an illegal action	3
Threatened to contact someone or share information improperly	1

Where do complaints against Vital Solutions, Inc. come from?

Vital Solutions, Inc.'s own per-state count, not a national baseline.

California

26
Florida

23
New York

20
Texas

19
New Jersey

10
Illinois

7
Virginia

7
Washington

7

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Vital Solutions, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 197.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 93.4010152284264%.

4 peers

Know your rights before responding to Vital Solutions, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.