What is the most common complaint against National Collection Systems, Inc.?

The most common issue consumers report about National Collection Systems, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 400 complaints filed with the CFPB.

Are complaints against National Collection Systems, Inc. increasing or decreasing?

Complaints against National Collection Systems, Inc. have been stable. The company received 86 complaints in the last 12 months.

What is National Collection Systems, Inc.'s reputation grade?

National Collection Systems, Inc. has a reputation grade of D (score: 54.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does National Collection Systems, Inc. respond to consumer complaints?

National Collection Systems, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does National Collection Systems, Inc. operate?

National Collection Systems, Inc. has received CFPB complaints from consumers in 42 states, with the most complaints from Texas (67 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

National Collection Systems, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 42 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

151
Written notification about debt

98
False statements or representation

49
Took or threatened to take negative or legal action

32
Communication tactics

22
Threatened to contact someone or share information improperly

13

Data updated September 2026

CFPB complaint disposition

CCDB record national-collection-systems-inc National Collection Systems, Inc.

Grade D · 400 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #325 · compose #3448

VOL 400
GRADE D
12MO 86
STATES 42
TIMELY 100%
DISPUTE 21%
ISSUE Attempts to collect debt n…
RANK #325
COMPOSE #3,448

Volume peers

Nearest volume peer: Hunt & Henriques (400 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

National Collection Systems, Inc.'s 400 CFPB complaints sit next to Hunt & Henriques on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for National Collection Systems, Inc. (16.8%)

Volume rank #325 and composite rank #3,448 diverge by 3,123 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 16.8%; Mid-band (15–30%) · 42 states with ≥1 filing
Seasonal peak: 2026-02 12.3%; 8–15% band · 18 filings
Divergent corpus ranks: #325 volume; #3,448 composite; Cleanest-composite ladder is 3,123 places worse than volume

How does National Collection Systems, Inc. compare to its peers?

How does National Collection Systems, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

National Collection Sy… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

97%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	151
Written notification about debt	98
False statements or representation	49
Took or threatened to take negative or legal action	32
Communication tactics	22
Threatened to contact someone or share information improperly	13
Cont'd attempts collect debt not owed	11
Disclosure verification of debt	11
Improper contact or sharing of info	10
Electronic communications	3

Where do complaints against National Collection Systems, Inc. come from?

National Collection Systems, Inc.'s own per-state count, not a national baseline.

Texas

67
California

30
Missouri

28
Florida

23
Michigan

23
Georgia

21
Illinois

20
Colorado

18

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for National Collection Systems, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 400.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to National Collection Systems, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.