What is the most common complaint against Lendmark Financial Services?

The most common issue consumers report about Lendmark Financial Services is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 608 complaints filed with the CFPB.

Are complaints against Lendmark Financial Services increasing or decreasing?

Complaints against Lendmark Financial Services are rising. The company received 283 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Lendmark Financial Services's reputation grade?

Lendmark Financial Services has a reputation grade of D (score: 54.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Lendmark Financial Services respond to consumer complaints?

Lendmark Financial Services has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Lendmark Financial Services operate?

Lendmark Financial Services has received CFPB complaints from consumers in 30 states, with the most complaints from North Carolina (89 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Lendmark Financial Services - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

195
Attempts to collect debt not owed

155
Communication tactics

89
False statements or representation

72
Written notification about debt

46
Threatened to contact someone or share information improperly

20

Data updated September 2026

CFPB complaint disposition

CCDB record lendmark-financial-services Lendmark Financial Services

Grade D · 608 CFPB filings · 98% timely · lead issue: Took or threatened to take negative or legal action · vol #232 · compose #3416

VOL 608
GRADE D
12MO 283
STATES 30
TIMELY 98%
DISPUTE 17%
ISSUE Took or threatened to take…
RANK #232
COMPOSE #3,416

Volume peers

Nearest volume peer: KBR Inc DBA Rash Curtis & Associates (606 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Lendmark Financial Services's 608 CFPB complaints sit next to KBR Inc DBA Rash Curtis & Associates on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Lendmark Financial Services spreads filings across 30 states - North Carolina leads at only 14.6%

Despite a broad state map, Lendmark Financial Services still sits volume #232 against composite #3,416 - the two RankMaps diverge by 3,184 places. Corpus placement method.

Most-even geography: Lead state under 15%; North Carolina still leads at 14.6% across 30 states
Seasonal peak: 2026-02 8.5%; 8–15% band · 18 filings
Divergent corpus ranks: #232 volume; #3,416 composite; Cleanest-composite ladder is 3,184 places worse than volume

How does Lendmark Financial Services compare to its peers?

How does Lendmark Financial Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Lendmark Financial Ser… National average

Complaints (last 12 mo)lower is better

283

268

Timely-response ratehigher is better

98%

85%

91%

Consumer-dispute ratelower is better

17%

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	195
Attempts to collect debt not owed	155
Communication tactics	89
False statements or representation	72
Written notification about debt	46
Threatened to contact someone or share information improperly	20
Cont'd attempts collect debt not owed	9
Disclosure verification of debt	8
Taking/threatening an illegal action	7
Improper contact or sharing of info	6

Where do complaints against Lendmark Financial Services come from?

Lendmark Financial Services's own per-state count, not a national baseline.

North Carolina

89
Georgia

85
California

68
South Carolina

59
Maryland

51
Virginia

44
Texas

42
Pennsylvania

23

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Lendmark Financial Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 608.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.2107355864811%.

4 peers

Know your rights before responding to Lendmark Financial Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.