This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 140 complaints

Veros Credit, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade C.

Complaints by issue type

What consumers report about Veros Credit, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record veros-credit-llc Veros Credit, LLC

Grade C · 140 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed

  • VOL 140
  • GRADE C
  • 12MO 59
  • STATES 18
  • TIMELY 97%
  • DISPUTE 0%
  • ISSUE Attempts to collect debt n…
  • RANK #686
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Head Mercantile Co., Inc. (140 complaints)

Head Mercantile Co., Inc.Head Mercantile Co., Inc.140Veros Credit, LLC (this)Veros Credit, LLC (this)140Access Receivables of NC Inc.Access Receivables of NC Inc.141Everest Receivable Services Inc.Everest Receivable Services …141FMS Inc.FMS Inc.141
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Veros Credit, LLC's 140 CFPB complaints sit next to Head Mercantile Co., Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 140 complaints break down

Every complaint issue type on record for Veros Credit, LLC, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
61.5/100
Veros Credit, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
140
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
97%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

38.6% of Veros Credit, LLC's CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
California 38.6%
54 of 140 filings · 18 states touched
Seasonal peak
2018-06 14.3%
8–15% band · 9 filings
Corpus ranks
#686 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Veros Credit, LLC compare to its peers?

How does Veros Credit, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Veros Credit, LLC National average
Complaints (last 12 mo)lower is better
59
24
268
Timely-response ratehigher is better
97%
97%
91%
Consumer-dispute ratelower is better
0%
25%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Veros Credit, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 50%60%70%80%90%100%110% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Veros Credit, LLC vs. 9 similar-volume peers, by response speed and dispute rate Veros Credit, LLCHEAD MERCANTILE CO., INC.Merchants Credit CorporationNations Recovery CenterFMS Inc.Overton, Russell, Doerr and Donovan, LLPEverest Receivable Services Inc.Universal Recovery CorporationAccess Receivables of NC Inc.Vengroff Williams, Inc
Source: CFPB Consumer Complaint Database

Veros Credit, LLC's complaint volume in context

Veros Credit, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

140 Top 13% higher than 87% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). This entry sits in this band. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Veros Credit, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2018-01 2024-01

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
52
Took or threatened to take negative or legal action
43
Written notification about debt
16
False statements or representation
16
Communication tactics
7
Disclosure verification of debt
2
Threatened to contact someone or share information improperly
2
Improper contact or sharing of info
1
Taking/threatening an illegal action
1

Where do complaints against Veros Credit, LLC come from?

Veros Credit, LLC's own per-state count, not a national baseline.

Top states by complaints against Veros Credit, LLC

Across 18 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Veros Credit, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 140.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.8%.

4 peers

Know your rights before responding to Veros Credit, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.