What is the most common complaint against Veros Credit, LLC?

The most common issue consumers report about Veros Credit, LLC is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 140 complaints filed with the CFPB.

Are complaints against Veros Credit, LLC increasing or decreasing?

Complaints against Veros Credit, LLC are rising. The company received 59 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Veros Credit, LLC's reputation grade?

Veros Credit, LLC has a reputation grade of C (score: 61.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Veros Credit, LLC respond to consumer complaints?

Veros Credit, LLC has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Veros Credit, LLC operate?

Veros Credit, LLC has received CFPB complaints from consumers in 18 states, with the most complaints from California (54 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Veros Credit, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

52
Took or threatened to take negative or legal action

43
Written notification about debt

16
False statements or representation

16
Communication tactics

7
Disclosure verification of debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record veros-credit-llc Veros Credit, LLC

Grade C · 140 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #686 · compose #2184

VOL 140
GRADE C
12MO 59
STATES 18
TIMELY 97%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #686
COMPOSE #2,184

Volume peers

Nearest volume peer: Head Mercantile Co., Inc. (140 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Veros Credit, LLC's 140 CFPB complaints sit next to Head Mercantile Co., Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

38.6% of Veros Credit, LLC's CFPB filings land in California

High volume does not equal a clean composite: Veros Credit, LLC is volume #686 but composite #2,184, while California dominates the geography. Corpus placement method.

Dominant state: California 38.6%; 54 of 140 filings · 18 states touched
Seasonal peak: 2018-06 14.3%; 8–15% band · 9 filings
Divergent corpus ranks: #686 volume; #2,184 composite; Cleanest-composite ladder is 1,498 places worse than volume

How does Veros Credit, LLC compare to its peers?

How does Veros Credit, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Veros Credit, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-01 2024-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	52
Took or threatened to take negative or legal action	43
Written notification about debt	16
False statements or representation	16
Communication tactics	7
Disclosure verification of debt	2
Threatened to contact someone or share information improperly	2
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Veros Credit, LLC come from?

Veros Credit, LLC's own per-state count, not a national baseline.

California

54
Florida

23
Texas

17
South Carolina

11
Arizona

6
North Carolina

6
Colorado

5
Georgia

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Veros Credit, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 140.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.8%.

4 peers

Know your rights before responding to Veros Credit, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.