What is the most common complaint against Financial Corporation of America?

The most common issue consumers report about Financial Corporation of America is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 162 complaints filed with the CFPB.

Are complaints against Financial Corporation of America increasing or decreasing?

Complaints against Financial Corporation of America are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Financial Corporation of America's reputation grade?

Financial Corporation of America has a reputation grade of D (score: 54.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Financial Corporation of America respond to consumer complaints?

Financial Corporation of America has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does Financial Corporation of America operate?

Financial Corporation of America has received CFPB complaints from consumers in 27 states, with the most complaints from Texas (54 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Financial Corporation of America - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

48
Cont'd attempts collect debt not owed

38
Communication tactics

26
Disclosure verification of debt

21
Written notification about debt

19
False statements or representation

5

Data updated September 2026

CFPB complaint disposition

CCDB record financial-corporation-of-america Financial Corporation of America

Grade D · 162 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #628 · compose #3508

VOL 162
GRADE D
12MO 0
STATES 27
TIMELY 96%
DISPUTE 22%
ISSUE Attempts to collect debt n…
RANK #628
COMPOSE #3,508

Volume peers

Nearest volume peer: Accelerated Financial Solutions, LLC (162 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Financial Corporation of America's 162 CFPB complaints sit next to Accelerated Financial Solutions, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Financial Corporation of America's CFPB filings land in Texas

High volume does not equal a clean composite: Financial Corporation of America is volume #628 but composite #3,508, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 33.3%; 54 of 162 filings · 27 states touched
Seasonal peak: 2024-02 10.4%; 8–15% band · 13 filings
Divergent corpus ranks: #628 volume; #3,508 composite; Cleanest-composite ladder is 2,880 places worse than volume

How does Financial Corporation of America compare to its peers?

How does Financial Corporation of America compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Financial Corporation … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

99%

91%

Consumer-dispute ratelower is better

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-09 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	48
Cont'd attempts collect debt not owed	38
Communication tactics	26
Disclosure verification of debt	21
Written notification about debt	19
False statements or representation	5
Improper contact or sharing of info	3
Threatened to contact someone or share information improperly	2

Where do complaints against Financial Corporation of America come from?

Financial Corporation of America's own per-state count, not a national baseline.

Texas

54
Florida

21
Nevada

14
California

12
Georgia

8
Maryland

5
New Jersey

5
Oklahoma

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Financial Corporation of America: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 162.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.67901234567901%.

4 peers

Know your rights before responding to Financial Corporation of America: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.