What is the most common complaint against Oxford Law, LLC?

The most common issue consumers report about Oxford Law, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 143 complaints filed with the CFPB.

Are complaints against Oxford Law, LLC increasing or decreasing?

Complaints against Oxford Law, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Oxford Law, LLC's reputation grade?

Oxford Law, LLC has a reputation grade of C (score: 59.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Oxford Law, LLC respond to consumer complaints?

Oxford Law, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.

In how many states does Oxford Law, LLC operate?

Oxford Law, LLC has received CFPB complaints from consumers in 34 states, with the most complaints from Florida (25 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oxford Law, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

52
Communication tactics

37
Improper contact or sharing of info

25
Disclosure verification of debt

11
False statements or representation

10
Taking/threatening an illegal action

8

Data updated September 2026

CFPB complaint disposition

CCDB record oxford-law-llc Oxford Law, LLC

Grade C · 143 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #677 · compose #2505

VOL 143
GRADE C
12MO 0
STATES 34
TIMELY 100%
DISPUTE 10%
ISSUE Cont'd attempts collect de…
RANK #677
COMPOSE #2,505

Volume peers

Nearest volume peer: Bbva Financial Corporation (143 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oxford Law, LLC's 143 CFPB complaints sit next to Bbva Financial Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Oxford Law, LLC (17.5%)

The 2014-10 spike coincides with a 1,828-place gap between volume rank #677 and composite #2,505. Corpus placement method.

Plurality state: Florida 17.5%; Mid-band (15–30%) · 34 states with ≥1 filing
Spike month: 2014-10 25.9%; 7 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #677 volume; #2,505 composite; Cleanest-composite ladder is 1,828 places worse than volume

How does Oxford Law, LLC compare to its peers?

How does Oxford Law, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Oxford Law, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

97%

91%

Consumer-dispute ratelower is better

10%

12%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-03 2016-10

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	52
Communication tactics	37
Improper contact or sharing of info	25
Disclosure verification of debt	11
False statements or representation	10
Taking/threatening an illegal action	8

Where do complaints against Oxford Law, LLC come from?

Oxford Law, LLC's own per-state count, not a national baseline.

Florida

25
California

19
Pennsylvania

13
Texas

12
Virginia

9
New Jersey

5
Georgia

4
Michigan

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oxford Law, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 143.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Oxford Law, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.