This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 143 complaints

Oxford Law, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade C.

Complaints by issue type

What consumers report about Oxford Law, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record oxford-law-llc Oxford Law, LLC

Grade C · 143 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed

  • VOL 143
  • GRADE C
  • 12MO 0
  • STATES 34
  • TIMELY 100%
  • DISPUTE 10%
  • ISSUE Cont'd attempts collect de…
  • RANK #677
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Bbva Financial Corporation (143 complaints)

Bbva Financial CorporationBbva Financial Corporation143Kings Credit ServicesKings Credit Services143Recovery One, LLCRecovery One, LLC143Retail Merchants AssociatesRetail Merchants Associates143Oxford Law, LLC (this)Oxford Law, LLC (this)143
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oxford Law, LLC's 143 CFPB complaints sit next to Bbva Financial Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 143 complaints break down

Every complaint issue type on record for Oxford Law, LLC, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
59.1/100
Oxford Law, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
143
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
10%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Florida is the plurality state for Oxford Law, LLC (17.5%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Florida 17.5%
Mid-band (15–30%) · 34 states with ≥1 filing
Spike month
2014-10 25.9%
7 filings that month · spiky (≥15% of series)
Corpus ranks
#677 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Oxford Law, LLC compare to its peers?

How does Oxford Law, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Oxford Law, LLC National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
100%
97%
91%
Consumer-dispute ratelower is better
10%
12%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Oxford Law, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Oxford Law, LLC vs. 10 similar-volume peers, by response speed and dispute rate Oxford Law, LLCKINGS CREDIT SERVICESRecovery One, LLCBBVA FINANCIAL CORPORATIONRetail Merchants AssociatesStuart-Lippman and Associates, IncImmediate Credit RecoveryPREFERRED CREDIT INCKeynote Consulting, Inc.Access Receivables of NC Inc.Everest Receivable Services Inc.
Source: CFPB Consumer Complaint Database

Oxford Law, LLC's complaint volume in context

Oxford Law, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

143 Top 12% higher than 88% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). This entry sits in this band. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Oxford Law, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2014-03 2016-10

Issue Detail Breakdown

Issue Complaints
Cont'd attempts collect debt not owed
52
Communication tactics
37
Improper contact or sharing of info
25
Disclosure verification of debt
11
False statements or representation
10
Taking/threatening an illegal action
8

Where do complaints against Oxford Law, LLC come from?

Oxford Law, LLC's own per-state count, not a national baseline.

Top states by complaints against Oxford Law, LLC

Across 34 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oxford Law, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 143.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Oxford Law, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.