What is the most common complaint against Oracle Financial Group LLC.?

The most common issue consumers report about Oracle Financial Group LLC. is "Taking/threatening an illegal action", specifically "Threatened arrest/jail if do not pay". This is based on 177 complaints filed with the CFPB.

Are complaints against Oracle Financial Group LLC. increasing or decreasing?

Complaints against Oracle Financial Group LLC. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Oracle Financial Group LLC.'s reputation grade?

Oracle Financial Group LLC. has a reputation grade of D (score: 53.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Oracle Financial Group LLC. respond to consumer complaints?

Oracle Financial Group LLC. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does Oracle Financial Group LLC. operate?

Oracle Financial Group LLC. has received CFPB complaints from consumers in 38 states, with the most complaints from Texas (33 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oracle Financial Group LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 38 states, reputation grade D.

Compiled by PlainCollector

Taking/threatening an illegal action

42
Communication tactics

39
False statements or representation

31
Cont'd attempts collect debt not owed

20
Took or threatened to take negative or legal action

17
Improper contact or sharing of info

16

Data updated September 2026

CFPB complaint disposition

CCDB record oracle-financial-group-llc Oracle Financial Group LLC.

Grade D · 177 CFPB filings · 93% timely · lead issue: Taking/threatening an illegal action · vol #601 · compose #3729

VOL 177
GRADE D
12MO 0
STATES 38
TIMELY 93%
DISPUTE 22%
ISSUE Taking/threatening an ille…
RANK #601
COMPOSE #3,729

Volume peers

Nearest volume peer: Suntrust Banks, Inc. (177 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oracle Financial Group LLC.'s 177 CFPB complaints sit next to Suntrust Banks, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for Oracle Financial Group LLC. (18.6%)

The 2019-02 spike coincides with a 3,128-place gap between volume rank #601 and composite #3,729. Corpus placement method.

Plurality state: Texas 18.6%; Mid-band (15–30%) · 38 states with ≥1 filing
Spike month: 2019-02 15.2%; 15 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #601 volume; #3,729 composite; Cleanest-composite ladder is 3,128 places worse than volume

How does Oracle Financial Group LLC. compare to its peers?

How does Oracle Financial Group LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Oracle Financial Group… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

99%

91%

Consumer-dispute ratelower is better

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-08 2025-01

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	42
Communication tactics	39
False statements or representation	31
Cont'd attempts collect debt not owed	20
Took or threatened to take negative or legal action	17
Improper contact or sharing of info	16
Disclosure verification of debt	5
Threatened to contact someone or share information improperly	3
Attempts to collect debt not owed	2
Written notification about debt	2

Where do complaints against Oracle Financial Group LLC. come from?

Oracle Financial Group LLC.'s own per-state count, not a national baseline.

Texas

33
Florida

21
California

18
Ohio

11
Tennessee

10
Missouri

6
New Jersey

6
Pennsylvania

6

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oracle Financial Group LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 177.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 93.22033898305084%.

4 peers

Know your rights before responding to Oracle Financial Group LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.