What is the most common complaint against LDF Holdings, LLC?

The most common issue consumers report about LDF Holdings, LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 129 complaints filed with the CFPB.

Are complaints against LDF Holdings, LLC increasing or decreasing?

Complaints against LDF Holdings, LLC are falling. The company received 12 complaints in the last 12 months, showing improvement over prior periods.

What is LDF Holdings, LLC's reputation grade?

LDF Holdings, LLC has a reputation grade of C (score: 61.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does LDF Holdings, LLC respond to consumer complaints?

LDF Holdings, LLC has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does LDF Holdings, LLC operate?

LDF Holdings, LLC has received CFPB complaints from consumers in 30 states, with the most complaints from California (22 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

LDF Holdings, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

43
Attempts to collect debt not owed

27
Threatened to contact someone or share information improperly

21
Took or threatened to take negative or legal action

19
False statements or representation

9
Written notification about debt

7

Data updated September 2026

CFPB complaint disposition

CCDB record ldf-holdings-llc LDF Holdings, LLC

Grade C · 129 CFPB filings · 98% timely · lead issue: Communication tactics · vol #723 · compose #2200

VOL 129
GRADE C
12MO 12
STATES 30
TIMELY 98%
DISPUTE 0%
ISSUE Communication tactics
RANK #723
COMPOSE #2,200

Volume peers

Nearest volume peer: ARM WNY LLC (129 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

LDF Holdings, LLC's 129 CFPB complaints sit next to ARM WNY LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for LDF Holdings, LLC (17.1%)

The 2024-12 spike coincides with a 1,477-place gap between volume rank #723 and composite #2,200. Corpus placement method.

Plurality state: California 17.1%; Mid-band (15–30%) · 30 states with ≥1 filing
Spike month: 2024-12 40.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #723 volume; #2,200 composite; Cleanest-composite ladder is 1,477 places worse than volume

How does LDF Holdings, LLC compare to its peers?

How does LDF Holdings, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

LDF Holdings, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

91%

Consumer-dispute ratelower is better

11%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	43
Attempts to collect debt not owed	27
Threatened to contact someone or share information improperly	21
Took or threatened to take negative or legal action	19
False statements or representation	9
Written notification about debt	7
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Improper contact or sharing of info	1

Where do complaints against LDF Holdings, LLC come from?

LDF Holdings, LLC's own per-state count, not a national baseline.

California

22
Florida

22
Texas

10
Michigan

9
Ohio

7
Arizona

5
Illinois

5
Indiana

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for LDF Holdings, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 129.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.4126984126984%.

4 peers

Know your rights before responding to LDF Holdings, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.