What is the most common complaint against Complete Credit Solutions, Inc.?

The most common issue consumers report about Complete Credit Solutions, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 296 complaints filed with the CFPB.

Are complaints against Complete Credit Solutions, Inc. increasing or decreasing?

Complaints against Complete Credit Solutions, Inc. have been stable. The company received 57 complaints in the last 12 months.

What is Complete Credit Solutions, Inc.'s reputation grade?

Complete Credit Solutions, Inc. has a reputation grade of D (score: 51.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Complete Credit Solutions, Inc. respond to consumer complaints?

Complete Credit Solutions, Inc. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 30% of cases.

In how many states does Complete Credit Solutions, Inc. operate?

Complete Credit Solutions, Inc. has received CFPB complaints from consumers in 35 states, with the most complaints from Texas (63 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Complete Credit Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 35 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

136
Written notification about debt

63
Took or threatened to take negative or legal action

49
False statements or representation

29
Communication tactics

9
Disclosure verification of debt

4

Data updated September 2026

CFPB complaint disposition

CCDB record complete-credit-solutions-inc Complete Credit Solutions, Inc.

Grade D · 296 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #400 · compose #3886

VOL 296
GRADE D
12MO 57
STATES 35
TIMELY 98%
DISPUTE 30%
ISSUE Attempts to collect debt n…
RANK #400
COMPOSE #3,886

Volume peers

Nearest volume peer: CAC Financial Corp (297 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Complete Credit Solutions, Inc.'s 296 CFPB complaints sit next to CAC Financial Corp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Complete Credit Solutions, Inc. (21.3%)

Volume rank #400 and composite rank #3,886 diverge by 3,486 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 21.3%; Mid-band (15–30%) · 35 states with ≥1 filing
Seasonal peak: 2026-02 14.0%; 8–15% band · 12 filings
Divergent corpus ranks: #400 volume; #3,886 composite; Cleanest-composite ladder is 3,486 places worse than volume

How does Complete Credit Solutions, Inc. compare to its peers?

How does Complete Credit Solutions, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Complete Credit Soluti… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

99%

91%

Consumer-dispute ratelower is better

30%

16%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	136
Written notification about debt	63
Took or threatened to take negative or legal action	49
False statements or representation	29
Communication tactics	9
Disclosure verification of debt	4
Threatened to contact someone or share information improperly	3
Cont'd attempts collect debt not owed	2
Electronic communications	1

Where do complaints against Complete Credit Solutions, Inc. come from?

Complete Credit Solutions, Inc.'s own per-state count, not a national baseline.

Texas

63
Georgia

30
North Carolina

24
Florida

22
California

20
New York

14
Alabama

11
Maryland

10

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Complete Credit Solutions, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 296.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.18840579710145%.

4 peers

Know your rights before responding to Complete Credit Solutions, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.