This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 296 complaints

Complete Credit Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 35 states, reputation grade D.

Complaints by issue type

What consumers report about Complete Credit Solutions, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record complete-credit-solutions-inc Complete Credit Solutions, Inc.

Grade D · 296 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #400 · compose #329

  • VOL 296
  • GRADE D
  • 12MO 57
  • STATES 35
  • TIMELY 98%
  • DISPUTE 30%
  • ISSUE Attempts to collect debt n…
  • RANK #400
  • COMPOSE #329

Volume peers

Nearest volume peer: CAC Financial Corp (297 complaints)

FMA Alliance, Ltd.FMA Alliance, Ltd.294Glasser and Glasser, PLCGlasser and Glasser, PLC294Lending Club CorpLending Club Corp295Complete Credit Solutions, Inc. (this)Complete Credit Solutions, I…296CAC Financial CorpCAC Financial Corp297
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Complete Credit Solutions, Inc.'s 296 CFPB complaints sit next to CAC Financial Corp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 296 complaints break down

Every complaint issue type on record for Complete Credit Solutions, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
51.9/100
Complete Credit Solutions, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
296
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
98%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
30%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for Complete Credit Solutions, Inc. (21.3%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 21.3%
Mid-band (15–30%) · 35 states with ≥1 filing
Seasonal peak
2026-02 14.0%
8–15% band · 12 filings
Corpus ranks
#400 volume
#329 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Complete Credit Solutions, Inc. compare to its peers?

How does Complete Credit Solutions, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Complete Credit Solutions, Inc. National average
Complaints (last 12 mo)lower is better
57
73
268
Timely-response ratehigher is better
98%
99%
91%
Consumer-dispute ratelower is better
30%
16%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Complete Credit Solutions, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Complete Credit Solutions, Inc. vs. 10 similar-volume peers, by response speed and dispute rate Complete Credit Solutions, Inc.CAC Financial CorpLending Club CorpFMA Alliance, Ltd.Glasser and Glasser, PLCOLIPHANT FINANCIAL, LLCGrant Mercantile AgencyCommercial Acceptance CompanyHUNTINGTON NATIONAL BANK, THENelson Cruz & Associates LLCInternational Computer Systems, Inc.
Source: CFPB Consumer Complaint Database

Complete Credit Solutions, Inc.'s complaint volume in context

Complete Credit Solutions, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

296 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Complete Credit Solutions, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
136
Written notification about debt
63
Took or threatened to take negative or legal action
49
False statements or representation
29
Communication tactics
9
Disclosure verification of debt
4
Threatened to contact someone or share information improperly
3
Cont'd attempts collect debt not owed
2
Electronic communications
1

Where do complaints against Complete Credit Solutions, Inc. come from?

Complete Credit Solutions, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Complete Credit Solutions, Inc.

Across 35 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Complete Credit Solutions, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 296.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.18840579710145%.

4 peers

Know your rights before responding to Complete Credit Solutions, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.