This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 235 complaints

Gatestone & Co. International Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 36 states, reputation grade D.

Complaints by issue type

What consumers report about Gatestone & Co. International Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record gatestone-co-international-inc Gatestone & Co. International Inc.

Grade D · 235 CFPB filings · 93% timely · lead issue: Communication tactics · vol #474 · compose #137

  • VOL 235
  • GRADE D
  • 12MO 12
  • STATES 36
  • TIMELY 93%
  • DISPUTE 11%
  • ISSUE Communication tactics
  • RANK #474
  • COMPOSE #137

Volume peers

Nearest volume peer: Atlantic Credit & Finance, Inc. (235 complaints)

Atlantic Credit & Finance, Inc.Atlantic Credit & Finance, I…235Gatestone & Co. International Inc. (this)Gatestone & Co. Internationa…235BYL Collection ServicesBYL Collection Services236M.A.R.S., Inc.M.A.R.S., Inc.236Starmark Financial LLCStarmark Financial LLC236
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Gatestone & Co. International Inc.'s 235 CFPB complaints sit next to Atlantic Credit & Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 235 complaints break down

Every complaint issue type on record for Gatestone & Co. International Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
54.8/100
Gatestone & Co. International Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
235
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
93%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
11%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Gatestone & Co. International Inc. spreads filings across 36 states - California leads at only 14.9%

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Most-even geography
Lead state under 15%
California still leads at 14.9% across 36 states
Spike month
2023-10 17.4%
4 filings that month · spiky (≥15% of series)
Corpus ranks
#474 volume
#137 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Gatestone & Co. International Inc. compare to its peers?

How does Gatestone & Co. International Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Gatestone & Co. International Inc. National average
Complaints (last 12 mo)lower is better
12
0
268
Timely-response ratehigher is better
93%
99%
91%
Consumer-dispute ratelower is better
11%
6%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Gatestone & Co. International Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 92%94%96%98%100% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Gatestone & Co. International Inc. vs. 9 similar-volume peers, by response speed and dispute rate Gatestone & Co. International Inc.Atlantic Credit & Finance, Inc.M.A.R.S., Inc.BYL Collection ServicesAutomated Collection Services, Inc.Hollis Cobb AssociatesBB&T CORPORATIONRausch, Sturm, Israel, Enerson & Hornik, LLPBlueChip FinancialTorres Credit Services, Inc.
Source: CFPB Consumer Complaint Database

Gatestone & Co. International Inc.'s complaint volume in context

Gatestone & Co. International Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

235 Top 9% higher than 91% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Gatestone & Co. International Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-05 2025-08

Issue Detail Breakdown

Issue Complaints
Communication tactics
67
Attempts to collect debt not owed
40
Cont'd attempts collect debt not owed
38
False statements or representation
24
Written notification about debt
17
Took or threatened to take negative or legal action
15
Disclosure verification of debt
14
Improper contact or sharing of info
10
Threatened to contact someone or share information improperly
9
Taking/threatening an illegal action
1

Where do complaints against Gatestone & Co. International Inc. come from?

Gatestone & Co. International Inc.'s own per-state count, not a national baseline.

Top states by complaints against Gatestone & Co. International Inc.

Across 36 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Gatestone & Co. International Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 235.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 93.07359307359307%.

4 peers

Know your rights before responding to Gatestone & Co. International Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.