State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0.1% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Security Finance Corp

C
21 total complaints ↑ rising

Virtuoso Sourcing Group, LLC.

F
21 total complaints ↓ falling

WLCC

C
21 total complaints → stable

Windham Professionals, Inc.

D
21 total complaints ↓ falling

Yamaha Motor Finance Corporation USA

D
21 total complaints ↑ rising

Aldridge PIte Haan, LLP

C
20 total complaints ↓ falling

Alliance CAS, LLC

D
20 total complaints ↑ rising

Aspen National Financial, Inc.

D
20 total complaints ↓ falling

Brown and Joseph, Ltd

F
20 total complaints ↓ falling

Conn's, Inc.

D
20 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
20 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
20 total complaints ↑ rising

Kinum, Inc., Indianapolis, IN Branch

D
20 total complaints ↑ rising

Lewis, McDonnell & Associates

F
20 total complaints ↓ falling

Pinnacle Recovery, Inc.

D
20 total complaints ↓ falling

Patient Accounting Service Center

D
20 total complaints → stable

Ray Klein, Inc.

D
20 total complaints ↓ falling

Solidus Group LLC.

F
20 total complaints ↓ falling

Total Card, Inc.

D
20 total complaints ↓ falling

Tromberg, Miller, Morris & Partners, PLLC

D
20 total complaints ↑ rising

World Acceptance Corporation

D
20 total complaints ↑ rising

Altisource Portfolio Solutions, S.à r.l.

C
19 total complaints ↓ falling

First Portfolio Servicing Inc

F
19 total complaints ↑ rising

Fay Servicing, LLC

D
19 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
19 total complaints ↓ falling

Harley Davidson Financial Services Inc

C
19 total complaints ↑ rising

Kass Shuler, P.A.

C
19 total complaints → stable

N.A.R., Inc.

D
19 total complaints ↓ falling

Pennymac Loan Services, LLC.

D
19 total complaints ↑ rising

Pinnacle Financial Partners, Inc.

D
19 total complaints ↑ rising

Starmark Financial LLC

F
19 total complaints ↑ rising

Van Ru Credit Corporation

C
19 total complaints ↓ falling

Berlin-Wheeler, Inc. (Kansas)

C
18 total complaints ↓ falling

Big Picture Loans, LLC

C
18 total complaints ↓ falling

Collections Acquisition Company, Inc.

F
18 total complaints ↓ falling

Consuegra & Duffy, P.L.L.C.

C
18 total complaints ↑ rising

DFC Global Corp.

D
18 total complaints ↓ falling

Early Warning Services, LLC

B
18 total complaints ↑ rising

Federated Law Group

C
18 total complaints ↓ falling

NPAS, Inc.

D
18 total complaints → stable

Nelson Cruz & Associates LLC

F
18 total complaints ↑ rising

Prosper Marketplace, Inc.

C
18 total complaints → stable

Quality Asset Recovery LLC

D
18 total complaints ↓ falling

Rausch, Sturm, Israel, Enerson & Hornik, LLP

D
18 total complaints ↓ falling

Wilber and Associates, P.C.

D
18 total complaints → stable

Automotive Credit Corporation

F
17 total complaints ↑ rising

Business Revenue Systems, Inc.

B
17 total complaints ↓ falling

Credit Bureau of Napa County, Inc.

D
17 total complaints ↓ falling

Commercial Recovery Systems

F
17 total complaints ↓ falling

Constar Financial Services, LLC

D
17 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.