This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 294 complaints

FMA Alliance, Ltd. - Debt Collector Complaint Profile

CFPB complaint profile across 40 states, reputation grade C.

Complaints by issue type

What consumers report about FMA Alliance, Ltd.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record fma-alliance-ltd FMA Alliance, Ltd.

Grade C · 294 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #402 · compose #52

  • VOL 294
  • GRADE C
  • 12MO 58
  • STATES 40
  • TIMELY 100%
  • DISPUTE 13%
  • ISSUE Attempts to collect debt n…
  • RANK #402
  • COMPOSE #52

Volume peers

Nearest volume peer: Glasser and Glasser, PLC (294 complaints)

Commercial Acceptance CompanyCommercial Acceptance Company292Glasser and Glasser, PLCGlasser and Glasser, PLC294FMA Alliance, Ltd. (this)FMA Alliance, Ltd. (this)294Lending Club CorpLending Club Corp295Complete Credit Solutions, Inc.Complete Credit Solutions, I…296
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

FMA Alliance, Ltd.'s 294 CFPB complaints sit next to Glasser and Glasser, PLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 294 complaints break down

Every complaint issue type on record for FMA Alliance, Ltd., not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
56.7/100
FMA Alliance, Ltd.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
294
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
13%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Steady monthly series

Texas is the plurality state for FMA Alliance, Ltd. (27.2%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 27.2%
Mid-band (15–30%) · 40 states with ≥1 filing
Even monthly load
Peak under 8%
Highest month 2016-05 at 7.7% (2 filings)
Corpus ranks
#402 volume
#52 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does FMA Alliance, Ltd. compare to its peers?

How does FMA Alliance, Ltd. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
FMA Alliance, Ltd. National average
Complaints (last 12 mo)lower is better
58
66
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
13%
17%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy FMA Alliance, Ltd. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) FMA Alliance, Ltd. vs. 9 similar-volume peers, by response speed and dispute rate FMA Alliance, Ltd.Glasser and Glasser, PLCLending Club CorpComplete Credit Solutions, Inc.Commercial Acceptance CompanyHUNTINGTON NATIONAL BANK, THECAC Financial CorpByrider Franchising, LLCOLIPHANT FINANCIAL, LLCGrant Mercantile Agency
Source: CFPB Consumer Complaint Database

FMA Alliance, Ltd.'s complaint volume in context

FMA Alliance, Ltd. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

294 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. FMA Alliance, Ltd. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2014-09 2025-09

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
99
Communication tactics
47
Written notification about debt
44
False statements or representation
29
Cont'd attempts collect debt not owed
26
Threatened to contact someone or share information improperly
17
Took or threatened to take negative or legal action
11
Electronic communications
10
Improper contact or sharing of info
8
Disclosure verification of debt
3

Where do complaints against FMA Alliance, Ltd. come from?

FMA Alliance, Ltd.'s own per-state count, not a national baseline.

Top states by complaints against FMA Alliance, Ltd.

Across 40 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for FMA Alliance, Ltd.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 294.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.64028776978418%.

4 peers

Know your rights before responding to FMA Alliance, Ltd.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.