What is the most common complaint against FMA Alliance, Ltd.?

The most common issue consumers report about FMA Alliance, Ltd. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 294 complaints filed with the CFPB.

Are complaints against FMA Alliance, Ltd. increasing or decreasing?

Complaints against FMA Alliance, Ltd. have been stable. The company received 58 complaints in the last 12 months.

What is FMA Alliance, Ltd.'s reputation grade?

FMA Alliance, Ltd. has a reputation grade of C (score: 56.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does FMA Alliance, Ltd. respond to consumer complaints?

FMA Alliance, Ltd. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does FMA Alliance, Ltd. operate?

FMA Alliance, Ltd. has received CFPB complaints from consumers in 40 states, with the most complaints from Texas (80 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

FMA Alliance, Ltd. - Debt Collector Complaint Profile

CFPB complaint profile across 40 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

99
Communication tactics

47
Written notification about debt

44
False statements or representation

29
Cont'd attempts collect debt not owed

26
Threatened to contact someone or share information improperly

17

Data updated September 2026

CFPB complaint disposition

CCDB record fma-alliance-ltd FMA Alliance, Ltd.

Grade C · 294 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #402 · compose #2986

VOL 294
GRADE C
12MO 58
STATES 40
TIMELY 100%
DISPUTE 13%
ISSUE Attempts to collect debt n…
RANK #402
COMPOSE #2,986

Volume peers

Nearest volume peer: Glasser and Glasser, PLC (294 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

FMA Alliance, Ltd.'s 294 CFPB complaints sit next to Glasser and Glasser, PLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Texas is the plurality state for FMA Alliance, Ltd. (27.2%)

Volume rank #402 and composite rank #2,986 diverge by 2,584 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 27.2%; Mid-band (15–30%) · 40 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2016-05 at 7.7% (2 filings)
Divergent corpus ranks: #402 volume; #2,986 composite; Cleanest-composite ladder is 2,584 places worse than volume

How does FMA Alliance, Ltd. compare to its peers?

How does FMA Alliance, Ltd. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FMA Alliance, Ltd. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

13%

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2025-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	99
Communication tactics	47
Written notification about debt	44
False statements or representation	29
Cont'd attempts collect debt not owed	26
Threatened to contact someone or share information improperly	17
Took or threatened to take negative or legal action	11
Electronic communications	10
Improper contact or sharing of info	8
Disclosure verification of debt	3

Where do complaints against FMA Alliance, Ltd. come from?

FMA Alliance, Ltd.'s own per-state count, not a national baseline.

Texas

80
California

28
Florida

24
Georgia

16
Pennsylvania

13
Louisiana

10
Illinois

9
New Jersey

9

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for FMA Alliance, Ltd.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 294.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.64028776978418%.

4 peers

Know your rights before responding to FMA Alliance, Ltd.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.