What is the most common complaint against Ncsplus Incorporated?

The most common issue consumers report about Ncsplus Incorporated is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 130 complaints filed with the CFPB.

Are complaints against Ncsplus Incorporated increasing or decreasing?

Complaints against Ncsplus Incorporated are falling. The company received 22 complaints in the last 12 months, showing improvement over prior periods.

What is Ncsplus Incorporated's reputation grade?

Ncsplus Incorporated has a reputation grade of C (score: 57.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ncsplus Incorporated respond to consumer complaints?

Ncsplus Incorporated has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Ncsplus Incorporated operate?

Ncsplus Incorporated has received CFPB complaints from consumers in 27 states, with the most complaints from New York (25 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Ncsplus Incorporated - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

43
Cont'd attempts collect debt not owed

24
Written notification about debt

23
False statements or representation

13
Took or threatened to take negative or legal action

12
Disclosure verification of debt

12

Data updated September 2026

CFPB complaint disposition

CCDB record ncsplus-incorporated Ncsplus Incorporated

Grade C · 130 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #717 · compose #2710

VOL 130
GRADE C
12MO 22
STATES 27
TIMELY 99%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #717
COMPOSE #2,710

Volume peers

Nearest volume peer: Financial Accounts Service Team Inc. (130 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ncsplus Incorporated's 130 CFPB complaints sit next to Financial Accounts Service Team Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

New York is the plurality state for Ncsplus Incorporated (19.2%)

Volume rank #717 and composite rank #2,710 diverge by 1,993 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: New York 19.2%; Mid-band (15–30%) · 27 states with ≥1 filing
Seasonal peak: 2025-04 9.2%; 8–15% band · 7 filings
Divergent corpus ranks: #717 volume; #2,710 composite; Cleanest-composite ladder is 1,993 places worse than volume

How does Ncsplus Incorporated compare to its peers?

How does NCSPLUS INCORPORATED compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

NCSPLUS INCORPORATED National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

91%

Consumer-dispute ratelower is better

14%

56%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-01 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	43
Cont'd attempts collect debt not owed	24
Written notification about debt	23
False statements or representation	13
Took or threatened to take negative or legal action	12
Disclosure verification of debt	12
Improper contact or sharing of info	2
Communication tactics	1

Where do complaints against Ncsplus Incorporated come from?

Ncsplus Incorporated's own per-state count, not a national baseline.

New York

25
Florida

21
Georgia

17
California

8
Pennsylvania

8
New Jersey

7
Illinois

5
Connecticut

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ncsplus Incorporated: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 130.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.17355371900827%.

4 peers

Know your rights before responding to Ncsplus Incorporated: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.