What is the most common complaint against FEDChex Recovery, LLC?

The most common issue consumers report about FEDChex Recovery, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 204 complaints filed with the CFPB.

Are complaints against FEDChex Recovery, LLC increasing or decreasing?

Complaints against FEDChex Recovery, LLC are rising. The company received 73 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is FEDChex Recovery, LLC's reputation grade?

FEDChex Recovery, LLC has a reputation grade of F (score: 44.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does FEDChex Recovery, LLC respond to consumer complaints?

FEDChex Recovery, LLC has a 88% timely response rate to CFPB complaints.

In how many states does FEDChex Recovery, LLC operate?

FEDChex Recovery, LLC has received CFPB complaints from consumers in 39 states, with the most complaints from California (38 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

FEDChex Recovery, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 39 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

90
Written notification about debt

33
Communication tactics

24
Took or threatened to take negative or legal action

23
False statements or representation

23
Electronic communications

10

Data updated September 2026

CFPB complaint disposition

CCDB record fedchex-recovery-llc FEDChex Recovery, LLC

Grade F · 204 CFPB filings · 88% timely · lead issue: Attempts to collect debt not owed · vol #528 · compose #4751

VOL 204
GRADE F
12MO 73
STATES 39
TIMELY 88%
ISSUE Attempts to collect debt n…
RANK #528
COMPOSE #4,751

Volume peers

Nearest volume peer: Collections Acquisition Company, Inc. (204 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

FEDChex Recovery, LLC's 204 CFPB complaints sit next to Collections Acquisition Company, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for FEDChex Recovery, LLC (18.6%)

Volume rank #528 and composite rank #4,751 diverge by 4,223 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 18.6%; Mid-band (15–30%) · 39 states with ≥1 filing
Seasonal peak: 2026-01 11.4%; 8–15% band · 14 filings
Divergent corpus ranks: #528 volume; #4,751 composite; Cleanest-composite ladder is 4,223 places worse than volume

How does FEDChex Recovery, LLC compare to its peers?

How does FEDChex Recovery, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FEDChex Recovery, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

88%

47%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	90
Written notification about debt	33
Communication tactics	24
Took or threatened to take negative or legal action	23
False statements or representation	23
Electronic communications	10
Threatened to contact someone or share information improperly	1

Where do complaints against FEDChex Recovery, LLC come from?

FEDChex Recovery, LLC's own per-state count, not a national baseline.

California

38
Florida

21
Texas

21
Illinois

15
Georgia

14
New York

10
New Jersey

7
Pennsylvania

7

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for FEDChex Recovery, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 204.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 88.29787234042553%.

4 peers

Know your rights before responding to FEDChex Recovery, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.