State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0.2% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Financial Asset Management Systems Inc

C
21 total complaints ↓ falling

JH Portfolio Debt Equities, LLC

D
21 total complaints ↓ falling

Medical Data Systems, Inc.

D
21 total complaints ↓ falling

National Enterprise Systems, Inc.

D
21 total complaints ↓ falling

Citizens Financial Group, Inc.

C
20 total complaints → stable

January Technologies, Inc

F
20 total complaints ↑ rising

Mohela

F
20 total complaints ↑ rising

Squaretwo Financial Corporation

D
20 total complaints ↓ falling

U.s. Bancorp

D
20 total complaints ↓ falling

Upstart Holdings, Inc.

F
20 total complaints ↑ rising

Asset Recovery Solutions, LLC

D
19 total complaints ↓ falling

Exeter Finance, LLC.

D
19 total complaints ↑ rising

Hovg, LLC

F
19 total complaints ↓ falling

Oliphant United, Inc.

F
19 total complaints ↑ rising

Patient Accounting Service Center

D
19 total complaints → stable

Professional Debt Mediation, Inc.

F
19 total complaints → stable

Receivable Collection Services, LLC

F
19 total complaints ↓ falling

Rent Recovery Solutions

F
19 total complaints ↑ rising

Rickart Collection Systems, Inc.

C
19 total complaints ↓ falling

Truist Financial Corporation

F
19 total complaints ↑ rising

United Services Automobile Association

D
19 total complaints → stable

American Honda Finance Corp

D
18 total complaints → stable

Abrahamsen Gindin LLC

D
18 total complaints ↑ rising

American Profit Recovery, Inc., Marlborough, MA Branch

C
18 total complaints → stable

Duvera Billing Services, LLC

D
18 total complaints ↓ falling

Northland Group Inc

C
18 total complaints ↓ falling

Trojan Professional Services, Inc.

C
18 total complaints ↓ falling

Arcadia Holdings, LLC

F
17 total complaints ↓ falling

Associated Credit Services, Inc.

D
17 total complaints → stable

Cashcall, Inc.

D
17 total complaints ↓ falling

DRS Financial LLC

C
17 total complaints ↓ falling

First Federal Credit Control, Inc.

D
17 total complaints ↓ falling

Higher Education Student Assistance Authority (Hesaa)

B
17 total complaints ↓ falling

Oliphant Financial, LLC

D
17 total complaints ↓ falling

Paramount Recovery Systems, L.P.

D
17 total complaints ↓ falling

Security Credit Systems Inc

D
17 total complaints ↓ falling

SIMM Associates, Inc.

D
17 total complaints → stable

Tromberg, Miller, Morris & Partners, PLLC

D
17 total complaints ↑ rising

Aspen National Financial, Inc.

D
16 total complaints ↓ falling

Avadyne Health Holdings, Inc

C
16 total complaints ↓ falling

Diverse Funding Associates LLC

D
16 total complaints ↑ rising

Financial Recovery Services, Inc.

D
16 total complaints ↓ falling

Franklin Collection Service, Inc.

D
16 total complaints ↓ falling

Harvard Collections, LLC

D
16 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
16 total complaints ↓ falling

Revenue Recovery Corporation

D
16 total complaints ↓ falling

Awar Holding Inc.

F
15 total complaints ↓ falling

Credit Protection Association, L.P.

D
15 total complaints ↓ falling

Fiserv Finxact Core

F
15 total complaints → stable

Fidelity National Information Services, Inc. (FNIS)

D
15 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.