What is the most common complaint against Resurgent Capital Services L.P.?

The most common issue consumers report about Resurgent Capital Services L.P. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 49,061 complaints filed with the CFPB.

Are complaints against Resurgent Capital Services L.P. increasing or decreasing?

Complaints against Resurgent Capital Services L.P. are rising. The company received 18,544 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Resurgent Capital Services L.P.'s reputation grade?

Resurgent Capital Services L.P. has a reputation grade of D (score: 53.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Resurgent Capital Services L.P. respond to consumer complaints?

Resurgent Capital Services L.P. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does Resurgent Capital Services L.P. operate?

Resurgent Capital Services L.P. has received CFPB complaints from consumers in 54 states, with the most complaints from Texas (6,272 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Resurgent Capital Services L.P. - Debt Collector Complaint Profile

CFPB complaint profile across 54 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

19,920
Written notification about debt

9,230
False statements or representation

8,375
Took or threatened to take negative or legal action

6,937
Communication tactics

1,528
Electronic communications

967

Data updated September 2026

CFPB complaint disposition

CCDB record resurgent-capital-services-lp Resurgent Capital Services L.P.

Grade D · 49,061 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #5 · compose #3667

VOL 49,061
GRADE D
12MO 18,544
STATES 54
TIMELY 100%
DISPUTE 18%
ISSUE Attempts to collect debt n…
RANK #5
COMPOSE #3,667

Volume peers

Nearest volume peer: Portfolio Recovery Associates, LLC (48,745 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Resurgent Capital Services L.P.'s 49,061 CFPB complaints sit next to Portfolio Recovery Associates, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Resurgent Capital Services L.P. spreads filings across 54 states - Texas leads at only 12.8%

Despite a broad state map, Resurgent Capital Services L.P. still sits volume #5 against composite #3,667 - the two RankMaps diverge by 3,662 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 12.8% across 54 states
Even monthly load: Peak under 8%; Highest month 2025-12 at 6.6% (1,928 filings)
Divergent corpus ranks: #5 volume; #3,667 composite; Cleanest-composite ladder is 3,662 places worse than volume

How does Resurgent Capital Services L.P. compare to its peers?

How does Resurgent Capital Services L.P. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Resurgent Capital Serv… National average

Complaints (last 12 mo)lower is better

18,544

16,491

268

Timely-response ratehigher is better

100%

99%

91%

Consumer-dispute ratelower is better

18%

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	19,920
Written notification about debt	9,230
False statements or representation	8,375
Took or threatened to take negative or legal action	6,937
Communication tactics	1,528
Electronic communications	967
Cont'd attempts collect debt not owed	847
Disclosure verification of debt	607
Threatened to contact someone or share information improperly	470
Taking/threatening an illegal action	125

Where do complaints against Resurgent Capital Services L.P. come from?

Resurgent Capital Services L.P.'s own per-state count, not a national baseline.

Texas

6,272
Florida

5,770
California

4,352
Georgia

4,332
New York

2,648
Illinois

2,145
Pennsylvania

2,114
New Jersey

1,697

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Resurgent Capital Services L.P.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 49,061.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.97030268418047%.

4 peers

Know your rights before responding to Resurgent Capital Services L.P.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.