What is the most common complaint against First Federal Credit Control, Inc.?

The most common issue consumers report about First Federal Credit Control, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 974 complaints filed with the CFPB.

Are complaints against First Federal Credit Control, Inc. increasing or decreasing?

Complaints against First Federal Credit Control, Inc. are falling. The company received 157 complaints in the last 12 months, showing improvement over prior periods.

What is First Federal Credit Control, Inc.'s reputation grade?

First Federal Credit Control, Inc. has a reputation grade of D (score: 52.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Federal Credit Control, Inc. respond to consumer complaints?

First Federal Credit Control, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does First Federal Credit Control, Inc. operate?

First Federal Credit Control, Inc. has received CFPB complaints from consumers in 37 states, with the most complaints from Florida (520 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Federal Credit Control, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 37 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

370
Written notification about debt

282
False statements or representation

93
Cont'd attempts collect debt not owed

81
Took or threatened to take negative or legal action

71
Disclosure verification of debt

36

Data updated September 2026

CFPB complaint disposition

CCDB record first-federal-credit-control-inc First Federal Credit Control, Inc.

Grade D · 974 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #158 · compose #3738

VOL 974
GRADE D
12MO 157
STATES 37
TIMELY 100%
DISPUTE 20%
ISSUE Attempts to collect debt n…
RANK #158
COMPOSE #3,738

Volume peers

Nearest volume peer: AES/Pheaa (973 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Federal Credit Control, Inc.'s 974 CFPB complaints sit next to AES/Pheaa on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

53.4% of First Federal Credit Control, Inc.'s CFPB filings land in Florida

High volume does not equal a clean composite: First Federal Credit Control, Inc. is volume #158 but composite #3,738, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 53.4%; 520 of 974 filings · 37 states touched
Seasonal peak: 2026-01 9.3%; 8–15% band · 138 filings
Divergent corpus ranks: #158 volume; #3,738 composite; Cleanest-composite ladder is 3,580 places worse than volume

How does First Federal Credit Control, Inc. compare to its peers?

How does First Federal Credit Control, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

First Federal Credit C… National average

Complaints (last 12 mo)lower is better

157

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	370
Written notification about debt	282
False statements or representation	93
Cont'd attempts collect debt not owed	81
Took or threatened to take negative or legal action	71
Disclosure verification of debt	36
Communication tactics	27
Threatened to contact someone or share information improperly	7
Improper contact or sharing of info	4
Electronic communications	2

Where do complaints against First Federal Credit Control, Inc. come from?

First Federal Credit Control, Inc.'s own per-state count, not a national baseline.

Florida

520
Ohio

221
Pennsylvania

33
Michigan

23
Maryland

17
New Jersey

17
North Carolina

17
Texas

17

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Federal Credit Control, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 974.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.89094874591058%.

4 peers

Know your rights before responding to First Federal Credit Control, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.