State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0.3% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

W&A Intermediate Co., LLC

F
33 total complaints ↑ rising

Client Services, Inc.

D
32 total complaints → stable

Capital Management Services, LP

D
31 total complaints ↓ falling

Ditech Financial LLC

D
31 total complaints ↓ falling

Duncan Solutions, lnc.

D
31 total complaints ↓ falling

Self Financial Inc.

F
31 total complaints ↑ rising

Unifin Inc.

D
31 total complaints ↑ rising

Apothaker & Associates, PC

C
30 total complaints → stable

Continental Finance Company, LLC

C
30 total complaints ↑ rising

Delbert Services

D
30 total complaints ↓ falling

General Motors Financial Company, Inc.

D
30 total complaints ↑ rising

ProCollect, Inc.

F
30 total complaints ↑ rising

American Coradius International LLC

D
29 total complaints ↓ falling

Eastern Revenue, Inc.

D
29 total complaints → stable

Faloni Law Group

D
29 total complaints ↑ rising

Monarch Recovery Holdings, Inc.

D
29 total complaints → stable

Northstar Location Services, LLC

D
29 total complaints ↓ falling

AES/Pheaa

D
28 total complaints ↓ falling

CLGF Holdco 1, LLC

F
28 total complaints ↑ rising

Kikoff Inc.

F
28 total complaints ↑ rising

McCarthy, Burgess & Wolff, Inc.

D
28 total complaints ↓ falling

Nationstar Mortgage LLC

D
28 total complaints ↓ falling

Reliant Capital Solutions, LLC

D
28 total complaints ↑ rising

Revco Management, LLC

F
28 total complaints ↑ rising

Capital Accounts, LLC

F
27 total complaints ↓ falling

Continental Services Group, Inc. d/b/a ConServe

C
27 total complaints → stable

Mariner Finance, LLC

D
27 total complaints ↑ rising

Pinnacle Credit Services, LLC

D
27 total complaints ↓ falling

Synergetic Communication Inc

D
27 total complaints ↑ rising

Alorica Inc.

D
26 total complaints ↓ falling

Commercial Acceptance Company

D
26 total complaints → stable

Meridian Financial Services, Inc.

D
26 total complaints ↑ rising

Mullooly Jeffrey Rooney & Flynn

C
26 total complaints ↓ falling

Ocwen Financial Corporation

D
26 total complaints ↓ falling

Bounce AI, Inc.

F
25 total complaints ↑ rising

Cedars Business Services, LLC

D
25 total complaints ↑ rising

Credit Systems International, Inc.

D
25 total complaints ↑ rising

Keycorp

D
25 total complaints ↓ falling

SLM Corporation

C
25 total complaints → stable

Ragan & Ragan, PC

F
25 total complaints ↓ falling

ARS National Services, Inc.

C
24 total complaints ↓ falling

Atlanticus Services Corporation

D
24 total complaints ↑ rising

First National Collection Bureau, Inc.

D
24 total complaints ↓ falling

Colony Brands, Inc.

F
23 total complaints → stable

Crown Asset Management, LLC, Duluth, GA Branch

D
23 total complaints → stable

Nissan Motor Acceptance Company LLC

C
23 total complaints → stable

Maximus Federal Services, Inc.

F
22 total complaints ↑ rising

Oportun Financial Corporation

C
22 total complaints ↑ rising

Sklar Law LLC

C
22 total complaints ↓ falling

Credit Bureau of Napa County, Inc.

D
21 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.