State complaint profile
Debt collection complaints in South Carolina
28,151 CFPB complaints filed against 1,258 debt collectors active in South Carolina.
- Complaints
- 28,151
- Collectors
- 1,258
- Top collector
- CL Holdings LLC
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
South Carolina at a glance
South Carolina consumers have filed 28,151 CFPB debt-collection complaints against 1,258 collectors.
- 28,151
- CFPB complaints filed
- 1,258
- collectors active here
- #1
- most-complained: CL Holdings LLC
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in South Carolina
South Carolina filings are dispersed: the top three collectors hold only 14.1% of 28,151 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from South Carolina residents in this extract is CL Holdings LLC (14.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in South Carolina
By complaints filed from this state
- CL Holdings LLC
CL Holdings LLC
1,526 complaints
- Encore Capital Group Inc.
Encore Capital Group Inc.
1,240 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
1,200 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
1,185 complaints
- Equifax, Inc.
Equifax, Inc.
671 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
649 complaints
- National Credit Systems,Inc.
National Credit Systems,Inc.
639 complaints
- CCS Financial Services, Inc.
CCS Financial Services, Inc.
626 complaints
What this shows These eight collectors draw the most complaints from South Carolina residents, usually national bureaus and large debt buyers operating in every state.
Where South Carolina's 28,151 complaints concentrate
Top-three collectors vs the rest of this state's filings
- CL Holdings LLC 1,526
CL Holdings LLC
1,526 complaints
- Encore Capital Group I 1,240
Encore Capital Group Inc.
1,240 complaints
- Portfolio Recovery Ass 1,200
Portfolio Recovery Associates, LLC
1,200 complaints
- All other collectors
Remaining collectors in South Carolina
24,185 complaints
What this shows The top three names account for 14.1% of South Carolina filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsCL Holdings LLC
CEncore Capital Group Inc.
DPortfolio Recovery Associates, LLC
DResurgent Capital Services L.P.
DEquifax, Inc.
DTransunion Intermediate Holdings, Inc.
DNational Credit Systems,Inc.
DCCS Financial Services, Inc.
FExperian Information Solutions Inc.
DI.C. System, Inc.
CSpring Oaks Capital, LLC
FWorld Acceptance Corporation
DCaine & Weiner Company, Inc.
DCapital ONE Financial Corporation
DNational Credit Adjusters, LLC
DKriya Capital, LLC
DNavy Federal Credit Union
DSynchrony Financial
DBread Financial Holdings, Inc.
CWells Fargo & Company
DSelf Financial Inc.
FReceivables Management Corporation
DERC
DTransworld Systems Inc
DHW Holding, Inc
DRadius Global Solutions LLC
DNCB Management Services Inc.
DBull City Financial Solutions, Inc
DBank of America, National Association
DCitibank, N.a.
DAffirm Holdings, Inc
FONLINE Information Services, Inc.
DV and H Portfolio
DMedical Data Systems, Inc.
DCNG Financial Corporation
DCapio Partners, LLC
CJpmorgan Chase & Co.
DOneMain Finance Corporation
FThaxton Investment Corporation
DThe CBE Group, Inc.
DExeter Finance, LLC.
DKikoff Inc.
FSunrise Credit Services, Inc
DT.S. Holdings
FTrueAccord Corp.
DWakefield & Associates, Inc.
FReceivable Solutions, Inc.
DSecurity Finance Corp
CDiversified Consultants, Inc.
DWestlake Services, LLC
DIf a collector is contacting you in South Carolina
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest South Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official South Carolina AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with South Carolina
- CL Holdings LLC Leads South Carolina complaint volume in this extract
- Virginia complaint profile Nearest volume peer (27,934 complaints)
- Michigan complaint profile Nearest volume peer (26,445 complaints)
- States by complaint volume South Carolina sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting South Carolina residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a South Carolina Resident
South Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the South Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |