State complaint profile
Debt collection complaints in New Jersey
30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.
- Complaints
- 30,806
- Collectors
- 1,278
- Top collector
- Resurgent Capital Services L.P.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
New Jersey at a glance
New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.
- 30,806
- CFPB complaints filed
- 1,278
- collectors active here
- #1
- most-complained: Resurgent Capital Services L.P.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in New Jersey
New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Active Debt Collectors - Page 26
Sorted by most complaintsULRS, Inc.
DUnited Guaranty Corporation
DUnited Recovery Solutions
FUniversal Recovery Corporation
FUniversal Technical Institute
DUnlimited Progress Corp
CValley National Bancorp
FVanguard Funding LLC
FVystar Credit Union
DValentine and Kebartas, Inc.
CValor Intelligent Processing, LLC
FVeldos, LLC
BVericheck
FVeripro Solutions Inc.
CVillage Capital & Investment LLC
CVolvo Car Financial Services U.S., LLC
CWheels Financial Group, LLC.
CWakpamni Lake Community Corporation
DWestern Portfolio Assets
FWestgate Arbitration INC (Closed)
BWexford & James LLC
BWorldwide Processing Group, LLC
FXoom Corporation
AYamaha Motor Finance Corporation USA
DZenith Financial Network Inc
FIf a collector is contacting you in New Jersey
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with New Jersey
- Resurgent Capital Services L.P. Leads New Jersey complaint volume in this extract
- Ohio complaint profile Nearest volume peer (30,195 complaints)
- South Carolina complaint profile Nearest volume peer (28,151 complaints)
- States by complaint volume New Jersey sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting New Jersey residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a New Jersey Resident
New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |