What is the most common complaint against January Technologies, Inc?

The most common issue consumers report about January Technologies, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 616 complaints filed with the CFPB.

Are complaints against January Technologies, Inc increasing or decreasing?

Complaints against January Technologies, Inc are rising. The company received 286 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is January Technologies, Inc's reputation grade?

January Technologies, Inc has a reputation grade of F (score: 46.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does January Technologies, Inc respond to consumer complaints?

January Technologies, Inc has a 100% timely response rate to CFPB complaints.

In how many states does January Technologies, Inc operate?

January Technologies, Inc has received CFPB complaints from consumers in 42 states, with the most complaints from Texas (77 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

January Technologies, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 42 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

251
False statements or representation

101
Electronic communications

95
Written notification about debt

87
Communication tactics

38
Took or threatened to take negative or legal action

31

Data updated September 2026

CFPB complaint disposition

CCDB record january-technologies-inc January Technologies, Inc

Grade F · 616 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #229 · compose #4428

VOL 616
GRADE F
12MO 286
STATES 42
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #229
COMPOSE #4,428

Volume peers

Nearest volume peer: ResidentCollect, Inc. (617 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

January Technologies, Inc's 616 CFPB complaints sit next to ResidentCollect, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

January Technologies, Inc spreads filings across 42 states - Texas leads at only 12.5%

Despite a broad state map, January Technologies, Inc still sits volume #229 against composite #4,428 - the two RankMaps diverge by 4,199 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 12.5% across 42 states
Seasonal peak: 2026-03 8.1%; 8–15% band · 3 filings
Divergent corpus ranks: #229 volume; #4,428 composite; Cleanest-composite ladder is 4,199 places worse than volume

How does January Technologies, Inc compare to its peers?

How does January Technologies, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

January Technologies, … National average

Complaints (last 12 mo)lower is better

286

166

268

Timely-response ratehigher is better

100%

71%

91%

Consumer-dispute ratelower is better

32%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-10 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	251
False statements or representation	101
Electronic communications	95
Written notification about debt	87
Communication tactics	38
Took or threatened to take negative or legal action	31
Threatened to contact someone or share information improperly	13

Where do complaints against January Technologies, Inc come from?

January Technologies, Inc's own per-state count, not a national baseline.

Texas

77
Florida

64
California

60
Georgia

43
Pennsylvania

29
New York

27
Illinois

24
Ohio

24

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for January Technologies, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 616.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.60861056751467%.

4 peers

Know your rights before responding to January Technologies, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.