What is the most common complaint against Arcadia Holdings, LLC?

The most common issue consumers report about Arcadia Holdings, LLC is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 197 complaints filed with the CFPB.

Are complaints against Arcadia Holdings, LLC increasing or decreasing?

Complaints against Arcadia Holdings, LLC are falling. The company received 13 complaints in the last 12 months, showing improvement over prior periods.

What is Arcadia Holdings, LLC's reputation grade?

Arcadia Holdings, LLC has a reputation grade of F (score: 47.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Arcadia Holdings, LLC respond to consumer complaints?

Arcadia Holdings, LLC has a 73% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Arcadia Holdings, LLC operate?

Arcadia Holdings, LLC has received CFPB complaints from consumers in 20 states, with the most complaints from Pennsylvania (66 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arcadia Holdings, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

48
Written notification about debt

45
Cont'd attempts collect debt not owed

31
Communication tactics

27
False statements or representation

25
Disclosure verification of debt

10

Data updated September 2026

CFPB complaint disposition

CCDB record arcadia-holdings-llc Arcadia Holdings, LLC

Grade F · 197 CFPB filings · 73% timely · lead issue: Attempts to collect debt not owed · vol #541 · compose #4366

VOL 197
GRADE F
12MO 13
STATES 20
TIMELY 73%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #541
COMPOSE #4,366

Volume peers

Nearest volume peer: Receivable Solutions, Inc. (197 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Arcadia Holdings, LLC's 197 CFPB complaints sit next to Receivable Solutions, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.5% of Arcadia Holdings, LLC's CFPB filings land in Pennsylvania

High volume does not equal a clean composite: Arcadia Holdings, LLC is volume #541 but composite #4,366, while Pennsylvania dominates the geography. Corpus placement method.

Dominant state: Pennsylvania 33.5%; 66 of 197 filings · 20 states touched
Seasonal peak: 2022-10 10.8%; 8–15% band · 4 filings
Divergent corpus ranks: #541 volume; #4,366 composite; Cleanest-composite ladder is 3,825 places worse than volume

How does Arcadia Holdings, LLC compare to its peers?

How does Arcadia Holdings, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Arcadia Holdings, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

73%

91%

Consumer-dispute ratelower is better

14%

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-05 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	48
Written notification about debt	45
Cont'd attempts collect debt not owed	31
Communication tactics	27
False statements or representation	25
Disclosure verification of debt	10
Threatened to contact someone or share information improperly	4
Took or threatened to take negative or legal action	3
Improper contact or sharing of info	2
Electronic communications	2

Where do complaints against Arcadia Holdings, LLC come from?

Arcadia Holdings, LLC's own per-state count, not a national baseline.

Pennsylvania

66
California

50
New York

18
New Jersey

17
Connecticut

13
Texas

6
Florida

4
Massachusetts

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Arcadia Holdings, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 197.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 73.05699481865285%.

4 peers

Know your rights before responding to Arcadia Holdings, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.