This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 197 complaints

Arcadia Holdings, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade F.

Complaints by issue type

What consumers report about Arcadia Holdings, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record arcadia-holdings-llc Arcadia Holdings, LLC

Grade F · 197 CFPB filings · 73% timely · lead issue: Attempts to collect debt not owed

  • VOL 197
  • GRADE F
  • 12MO 13
  • STATES 20
  • TIMELY 73%
  • DISPUTE 14%
  • ISSUE Attempts to collect debt n…
  • RANK #541
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Receivable Solutions, Inc. (197 complaints)

Receivable Solutions, Inc.Receivable Solutions, Inc.197Revenue Assistance Corporation dba Revenue GroupRevenue Assistance Corporati…197Vital Solutions, Inc.Vital Solutions, Inc.197Arcadia Holdings, LLC (this)Arcadia Holdings, LLC (this)197Credit Service Company, INCCredit Service Company, INC198
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Arcadia Holdings, LLC's 197 CFPB complaints sit next to Receivable Solutions, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 197 complaints break down

Every complaint issue type on record for Arcadia Holdings, LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
47.5/100
Arcadia Holdings, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
197
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
73%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
14%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

33.5% of Arcadia Holdings, LLC's CFPB filings land in Pennsylvania

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Pennsylvania 33.5%
66 of 197 filings · 20 states touched
Seasonal peak
2022-10 10.8%
8–15% band · 4 filings
Corpus ranks
#541 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Arcadia Holdings, LLC compare to its peers?

How does Arcadia Holdings, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Arcadia Holdings, LLC National average
Complaints (last 12 mo)lower is better
13
0
268
Timely-response ratehigher is better
73%
91%
91%
Consumer-dispute ratelower is better
14%
20%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Arcadia Holdings, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 70%80%90%100%110% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Arcadia Holdings, LLC vs. 9 similar-volume peers, by response speed and dispute rate Arcadia Holdings, LLCReceivable Solutions, Inc.Revenue Assistance Corporation dba Revenue GroupVital Solutions, Inc.Stillman, P.C. d.b.a. Stillman Law OfficeEnhanced Acquisitions, LLCCredit Service Company, INCData and Contact Management Solutions, LLCKelsting Group, Inc.Progressive Financial Services, Inc.
Source: CFPB Consumer Complaint Database

Arcadia Holdings, LLC's complaint volume in context

Arcadia Holdings, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

197 Top 10% higher than 90% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. Arcadia Holdings, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2022-05 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
48
Written notification about debt
45
Cont'd attempts collect debt not owed
31
Communication tactics
27
False statements or representation
25
Disclosure verification of debt
10
Threatened to contact someone or share information improperly
4
Took or threatened to take negative or legal action
3
Improper contact or sharing of info
2
Electronic communications
2

Where do complaints against Arcadia Holdings, LLC come from?

Arcadia Holdings, LLC's own per-state count, not a national baseline.

Top states by complaints against Arcadia Holdings, LLC

Across 20 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Arcadia Holdings, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 197.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 73.05699481865285%.

4 peers

Know your rights before responding to Arcadia Holdings, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.