State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0.1% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

Financial Credit Service, Inc.

D
15 total complaints ↓ falling

First Data Corporation

D
15 total complaints ↓ falling

Frontline Asset Strategies, LLC

D
15 total complaints ↓ falling

M&T Bank Corporation

C
15 total complaints → stable

R.A.Rogers, Inc.

C
15 total complaints ↓ falling

Shepherd Outsourcing, LLC

F
15 total complaints ↑ rising

SinglePoint GI

F
15 total complaints ↑ rising

Synovus Bank

C
15 total complaints ↓ falling

V and H Portfolio

D
15 total complaints ↑ rising

WSFS Financial Corporation

D
15 total complaints → stable

Acima Credit, LLC

C
14 total complaints ↑ rising

Admin Recovery, LLC

D
14 total complaints ↓ falling

BlueChip Financial

C
14 total complaints ↓ falling

Bridgecrest Acceptance Corporation

D
14 total complaints ↑ rising

Celentano, Stadtmauer & Walentowicz, LLP

F
14 total complaints ↑ rising

Kinum, Inc., Indianapolis, IN Branch

D
14 total complaints ↑ rising

Money Source, Inc., the

B
14 total complaints ↓ falling

Performant Financial Corporation

D
14 total complaints ↓ falling

Sterling Jewelers, Inc.

C
14 total complaints ↓ falling

Southwest Recovery Services, Inc.

D
14 total complaints → stable

Zions Debt Holdings

F
14 total complaints ↑ rising

Atlantic Recovery Solutions LLC

D
13 total complaints → stable

Avant Holding Company, Inc.

F
13 total complaints ↑ rising

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

D
13 total complaints ↓ falling

Concord Servicing Corporation

C
13 total complaints ↑ rising

D&A Services, LLC

D
13 total complaints ↓ falling

Ford Motor Credit Co.

D
13 total complaints → stable

Global Credit & Collection Corporation

D
13 total complaints ↓ falling

Helvey & Associates, Inc., Warsaw, IN Branch

D
13 total complaints → stable

Io, Inc.

D
13 total complaints ↓ falling

Klarna AB

F
13 total complaints ↑ rising

MoneyLion Inc.

F
13 total complaints ↑ rising

P&B Capital Group, LLC

F
13 total complaints → stable

Windham Professionals, Inc.

D
13 total complaints ↓ falling

AMCOL Systems, Inc.

D
12 total complaints ↓ falling

Asta Funding Inc.

D
12 total complaints ↓ falling

Asset Management Outsourcing, Inc.

D
12 total complaints ↓ falling

EdFinancial Services

C
12 total complaints ↑ rising

Fay Servicing, LLC

D
12 total complaints ↓ falling

First Advantage LNS Inc.

F
12 total complaints ↓ falling

Heartland Payment Systems Inc

D
12 total complaints ↓ falling

I.q. Data International, Inc.

D
12 total complaints ↓ falling

Media Collections, Inc

C
12 total complaints → stable

Medical Business Bureau

F
12 total complaints ↓ falling

Phelan Hallinan Diamond & Jones, PC

C
12 total complaints ↓ falling

Santander Bank, National Association

D
12 total complaints ↓ falling

Schachter Portnoy, L.L.C.

B
12 total complaints ↓ falling

The Grogan Law Group, LLC

C
12 total complaints → stable

YSA ARM LLC DBA Oxygen XL

F
12 total complaints ↑ rising

Allied Collection Services, Inc. (Nevada)

D
11 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.