What is the most common complaint against Diverse Funding Associates LLC?

The most common issue consumers report about Diverse Funding Associates LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 674 complaints filed with the CFPB.

Are complaints against Diverse Funding Associates LLC increasing or decreasing?

Complaints against Diverse Funding Associates LLC are rising. The company received 242 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Diverse Funding Associates LLC's reputation grade?

Diverse Funding Associates LLC has a reputation grade of D (score: 52.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Diverse Funding Associates LLC respond to consumer complaints?

Diverse Funding Associates LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Diverse Funding Associates LLC operate?

Diverse Funding Associates LLC has received CFPB complaints from consumers in 46 states, with the most complaints from Texas (77 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Diverse Funding Associates LLC - Debt Collector Complaint Profile

CFPB complaint profile across 46 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

268
Written notification about debt

129
Took or threatened to take negative or legal action

126
False statements or representation

86
Communication tactics

30
Cont'd attempts collect debt not owed

13

Data updated September 2026

CFPB complaint disposition

CCDB record diverse-funding-associates-llc Diverse Funding Associates LLC

Grade D · 674 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #209 · compose #3736

VOL 674
GRADE D
12MO 242
STATES 46
TIMELY 99%
DISPUTE 25%
ISSUE Attempts to collect debt n…
RANK #209
COMPOSE #3,736

Volume peers

Nearest volume peer: Southern Management Systems Inc. (675 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Diverse Funding Associates LLC's 674 CFPB complaints sit next to Southern Management Systems Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Diverse Funding Associates LLC spreads filings across 46 states - Texas leads at only 11.4%

Despite a broad state map, Diverse Funding Associates LLC still sits volume #209 against composite #3,736 - the two RankMaps diverge by 3,527 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 11.4% across 46 states
Seasonal peak: 2024-05 8.8%; 8–15% band · 10 filings
Divergent corpus ranks: #209 volume; #3,736 composite; Cleanest-composite ladder is 3,527 places worse than volume

How does Diverse Funding Associates LLC compare to its peers?

How does Diverse Funding Associates LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Diverse Funding Associ… National average

Complaints (last 12 mo)lower is better

242

170

268

Timely-response ratehigher is better

99%

100%

91%

Consumer-dispute ratelower is better

25%

45%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	268
Written notification about debt	129
Took or threatened to take negative or legal action	126
False statements or representation	86
Communication tactics	30
Cont'd attempts collect debt not owed	13
Threatened to contact someone or share information improperly	13
Electronic communications	5
Disclosure verification of debt	4

Where do complaints against Diverse Funding Associates LLC come from?

Diverse Funding Associates LLC's own per-state count, not a national baseline.

Texas

77
Florida

66
Georgia

54
California

50
New York

48
Illinois

36
Pennsylvania

27
Maryland

24

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Diverse Funding Associates LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 674.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.49748743718592%.

4 peers

Know your rights before responding to Diverse Funding Associates LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.