What is the most common complaint against American Honda Finance Corp?

The most common issue consumers report about American Honda Finance Corp is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 425 complaints filed with the CFPB.

Are complaints against American Honda Finance Corp increasing or decreasing?

Complaints against American Honda Finance Corp have been stable. The company received 100 complaints in the last 12 months.

What is American Honda Finance Corp's reputation grade?

American Honda Finance Corp has a reputation grade of D (score: 54.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does American Honda Finance Corp respond to consumer complaints?

American Honda Finance Corp has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 19% of cases.

In how many states does American Honda Finance Corp operate?

American Honda Finance Corp has received CFPB complaints from consumers in 38 states, with the most complaints from California (58 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

American Honda Finance Corp - Debt Collector Complaint Profile

CFPB complaint profile across 38 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

139
Took or threatened to take negative or legal action

77
Written notification about debt

76
Communication tactics

48
False statements or representation

41
Cont'd attempts collect debt not owed

19

Data updated September 2026

CFPB complaint disposition

CCDB record american-honda-finance-corp American Honda Finance Corp

Grade D · 425 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #311 · compose #3401

VOL 425
GRADE D
12MO 100
STATES 38
TIMELY 99%
DISPUTE 19%
ISSUE Attempts to collect debt n…
RANK #311
COMPOSE #3,401

Volume peers

Nearest volume peer: Sentry Credit, Inc. (427 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

American Honda Finance Corp's 425 CFPB complaints sit next to Sentry Credit, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

American Honda Finance Corp spreads filings across 38 states - California leads at only 13.6%

Despite a broad state map, American Honda Finance Corp still sits volume #311 against composite #3,401 - the two RankMaps diverge by 3,090 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 13.6% across 38 states
Seasonal peak: 2025-01 13.3%; 8–15% band · 11 filings
Divergent corpus ranks: #311 volume; #3,401 composite; Cleanest-composite ladder is 3,090 places worse than volume

How does American Honda Finance Corp compare to its peers?

How does AMERICAN HONDA FINANCE CORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

AMERICAN HONDA FINANCE… National average

Complaints (last 12 mo)lower is better

100

268

Timely-response ratehigher is better

99%

96%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-04 2025-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	139
Took or threatened to take negative or legal action	77
Written notification about debt	76
Communication tactics	48
False statements or representation	41
Cont'd attempts collect debt not owed	19
Disclosure verification of debt	12
Threatened to contact someone or share information improperly	7
Improper contact or sharing of info	4
Electronic communications	1

Where do complaints against American Honda Finance Corp come from?

American Honda Finance Corp's own per-state count, not a national baseline.

California

58
Florida

52
New York

47
Texas

37
Georgia

22
Massachusetts

19
New Jersey

18
Pennsylvania

16

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for American Honda Finance Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 425.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.23857868020305%.

4 peers

Know your rights before responding to American Honda Finance Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.