What is the most common complaint against SIMM Associates, Inc.?

The most common issue consumers report about SIMM Associates, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 487 complaints filed with the CFPB.

Are complaints against SIMM Associates, Inc. increasing or decreasing?

Complaints against SIMM Associates, Inc. have been stable. The company received 90 complaints in the last 12 months.

What is SIMM Associates, Inc.'s reputation grade?

SIMM Associates, Inc. has a reputation grade of D (score: 54.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does SIMM Associates, Inc. respond to consumer complaints?

SIMM Associates, Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does SIMM Associates, Inc. operate?

SIMM Associates, Inc. has received CFPB complaints from consumers in 47 states, with the most complaints from California (57 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

SIMM Associates, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 47 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

148
Communication tactics

101
Written notification about debt

51
False statements or representation

39
Electronic communications

28
Cont'd attempts collect debt not owed

27

Data updated September 2026

CFPB complaint disposition

CCDB record simm-associates-inc SIMM Associates, Inc.

Grade D · 487 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #279 · compose #3394

VOL 487
GRADE D
12MO 90
STATES 47
TIMELY 96%
DISPUTE 13%
ISSUE Attempts to collect debt n…
RANK #279
COMPOSE #3,394

Volume peers

Nearest volume peer: Financial Business and Consumer Solutions. (488 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

SIMM Associates, Inc.'s 487 CFPB complaints sit next to Financial Business and Consumer Solutions. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

SIMM Associates, Inc. spreads filings across 47 states - California leads at only 11.7%

Despite a broad state map, SIMM Associates, Inc. still sits volume #279 against composite #3,394 - the two RankMaps diverge by 3,115 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 11.7% across 47 states
Even monthly load: Peak under 8%; Highest month 2026-03 at 7.0% (36 filings)
Divergent corpus ranks: #279 volume; #3,394 composite; Cleanest-composite ladder is 3,115 places worse than volume

How does SIMM Associates, Inc. compare to its peers?

How does SIMM Associates, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

SIMM Associates, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

94%

91%

Consumer-dispute ratelower is better

13%

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	148
Communication tactics	101
Written notification about debt	51
False statements or representation	39
Electronic communications	28
Cont'd attempts collect debt not owed	27
Improper contact or sharing of info	27
Took or threatened to take negative or legal action	22
Threatened to contact someone or share information improperly	22
Disclosure verification of debt	15

Where do complaints against SIMM Associates, Inc. come from?

SIMM Associates, Inc.'s own per-state count, not a national baseline.

California

57
Florida

53
Texas

34
New York

24
Georgia

23
Pennsylvania

20
North Carolina

19
New Jersey

17

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for SIMM Associates, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 487.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.82417582417582%.

4 peers

Know your rights before responding to SIMM Associates, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.