State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0.5% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

PNC Bank N.A.

D
51 total complaints → stable

Security Credit Services, LLC

D
51 total complaints ↑ rising

OneMain Finance Corporation

F
51 total complaints ↑ rising

National Credit Adjusters, LLC

D
50 total complaints ↑ rising

Collection Management Holdings, LLC

F
49 total complaints ↑ rising

Select Portfolio Servicing, Inc.

F
49 total complaints ↓ falling

CMRE Financial Services, Inc.

D
48 total complaints ↓ falling

Ability Recovery Services, LLC

D
47 total complaints ↑ rising

Dynamic Recovery Solutions, LLC

D
47 total complaints ↓ falling

LJ Ross Associates

D
47 total complaints ↑ rising

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
47 total complaints ↓ falling

Zwicker & Associates

D
47 total complaints → stable

Debt Recovery Solutions, LLC

D
46 total complaints → stable

Halsted Financial Services, LLC.

D
46 total complaints ↑ rising

Selip & Stylianou, LLP

D
46 total complaints ↓ falling

TekCollect Inc.

D
45 total complaints ↑ rising

Expert Global Solutions, Inc.

D
44 total complaints ↓ falling

Williams, Alexander & Associates, Inc

D
43 total complaints ↓ falling

Central Portfolio Control Inc.

D
41 total complaints ↑ rising

Monterey Financial Services LLC

D
41 total complaints ↑ rising

Santander Consumer USA Holdings Inc.

D
41 total complaints ↓ falling

Wakefield & Associates, Inc.

F
41 total complaints ↓ falling

Consumer Adjustment Company Incorporated

D
40 total complaints → stable

Firstsource Business Process Services, LLC

D
40 total complaints → stable

Shellpoint Partners, LLC

D
40 total complaints → stable

Forster, Garbus and Garbus

C
39 total complaints ↓ falling

Toyota Motor Credit Corporation

D
39 total complaints ↑ rising

Nelnet, Inc.

D
38 total complaints ↑ rising

Upgrade, Inc.

F
38 total complaints ↑ rising

United Collection Bureau, Inc.

D
38 total complaints → stable

The CMI Group, Inc.

D
37 total complaints ↓ falling

Weltman, Weinberg & Reis Co., L.P.A.

D
37 total complaints ↓ falling

Absolute Resolutions Corp.

C
36 total complaints ↑ rising

Mercantile Adjustment Bureau, LLC

D
36 total complaints ↓ falling

URS Holding, LLC

D
36 total complaints ↓ falling

Waypoint Resource Group, LLC

F
36 total complaints ↑ rising

Hyundai Capital America

C
35 total complaints ↑ rising

Williams & Fudge, Inc

D
35 total complaints → stable

Bureau of Accounts Control

F
34 total complaints ↓ falling

C.Tech Collections, Inc.

C
34 total complaints ↓ falling

Capio Partners, LLC

C
34 total complaints → stable

Enova International, Inc.

D
34 total complaints → stable

Midwest Recovery Systems

F
34 total complaints ↓ falling

Millco Management

C
34 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
34 total complaints ↓ falling

Receivables Management Partners, LLC

D
34 total complaints ↓ falling

BTH Management

D
33 total complaints ↑ rising

Jim Bottin Enterprises, Inc

D
33 total complaints → stable

Linebarger Goggan Blair & Sampson LLP

D
33 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
33 total complaints ↑ rising

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.