What is the most common complaint against Apothaker & Associates, PC?

The most common issue consumers report about Apothaker & Associates, PC is "Took or threatened to take negative or legal action", specifically "Debt is not yours". This is based on 61 complaints filed with the CFPB.

Are complaints against Apothaker & Associates, PC increasing or decreasing?

Complaints against Apothaker & Associates, PC have been stable. The company received 11 complaints in the last 12 months.

What is Apothaker & Associates, PC's reputation grade?

Apothaker & Associates, PC has a reputation grade of C (score: 56.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Apothaker & Associates, PC respond to consumer complaints?

Apothaker & Associates, PC has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Apothaker & Associates, PC operate?

Apothaker & Associates, PC has received CFPB complaints from consumers in 4 states, with the most complaints from New Jersey (30 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Apothaker & Associates, PC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

20
Attempts to collect debt not owed

15
Written notification about debt

8
False statements or representation

8
Cont'd attempts collect debt not owed

4
Disclosure verification of debt

4

Data updated September 2026

CFPB complaint disposition

CCDB record apothaker-associates-pc Apothaker & Associates, PC

Grade C · 61 CFPB filings · 93% timely · lead issue: Took or threatened to take negative or legal action · vol #1072 · compose #3116

VOL 61
GRADE C
12MO 11
STATES 4
TIMELY 93%
DISPUTE 25%
ISSUE Took or threatened to take…
RANK #1,072
COMPOSE #3,116

Volume peers

Nearest volume peer: Atlas Credit Company, Inc. (61 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Apothaker & Associates, PC's 61 CFPB complaints sit next to Atlas Credit Company, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

49.2% of Apothaker & Associates, PC's CFPB filings land in New Jersey

High volume does not equal a clean composite: Apothaker & Associates, PC is volume #1,072 but composite #3,116, while New Jersey dominates the geography. Corpus placement method.

Dominant state: New Jersey 49.2%; 30 of 61 filings · 4 states touched
Seasonal peak: 2017-09 14.3%; 8–15% band · 1 filings
Divergent corpus ranks: #1,072 volume; #3,116 composite; Cleanest-composite ladder is 2,044 places worse than volume

How does Apothaker & Associates, PC compare to its peers?

How does Apothaker & Associates, PC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Apothaker & Associates… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

100%

91%

Consumer-dispute ratelower is better

25%

38%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-09 2023-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	20
Attempts to collect debt not owed	15
Written notification about debt	8
False statements or representation	8
Cont'd attempts collect debt not owed	4
Disclosure verification of debt	4
Communication tactics	1
Taking/threatening an illegal action	1

Where do complaints against Apothaker & Associates, PC come from?

Apothaker & Associates, PC's own per-state count, not a national baseline.

New Jersey

30
Pennsylvania

29
New York

1
Puerto Rico

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Apothaker & Associates, PC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 61.

4 peers

Know your rights before responding to Apothaker & Associates, PC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.