What is the most common complaint against Mariner Finance, LLC?

The most common issue consumers report about Mariner Finance, LLC is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 741 complaints filed with the CFPB.

Are complaints against Mariner Finance, LLC increasing or decreasing?

Complaints against Mariner Finance, LLC are rising. The company received 252 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Mariner Finance, LLC's reputation grade?

Mariner Finance, LLC has a reputation grade of D (score: 55.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mariner Finance, LLC respond to consumer complaints?

Mariner Finance, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 16% of cases.

In how many states does Mariner Finance, LLC operate?

Mariner Finance, LLC has received CFPB complaints from consumers in 33 states, with the most complaints from Florida (86 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mariner Finance, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

247
Took or threatened to take negative or legal action

182
Communication tactics

102
False statements or representation

83
Written notification about debt

65
Threatened to contact someone or share information improperly

21

Data updated September 2026

CFPB complaint disposition

CCDB record mariner-finance-llc Mariner Finance, LLC

Grade D · 741 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #192 · compose #3286

VOL 741
GRADE D
12MO 252
STATES 33
TIMELY 100%
DISPUTE 16%
ISSUE Attempts to collect debt n…
RANK #192
COMPOSE #3,286

Volume peers

Nearest volume peer: The Law Offices of Mitchell D. Bluhm & Associates (736 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mariner Finance, LLC's 741 CFPB complaints sit next to The Law Offices of Mitchell D. Bluhm & Associates on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Mariner Finance, LLC spreads filings across 33 states - Florida leads at only 11.6%

Despite a broad state map, Mariner Finance, LLC still sits volume #192 against composite #3,286 - the two RankMaps diverge by 3,094 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 11.6% across 33 states
Seasonal peak: 2026-01 9.9%; 8–15% band · 99 filings
Divergent corpus ranks: #192 volume; #3,286 composite; Cleanest-composite ladder is 3,094 places worse than volume

How does Mariner Finance, LLC compare to its peers?

How does MARINER FINANCE, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

MARINER FINANCE, LLC National average

Complaints (last 12 mo)lower is better

252

268

Timely-response ratehigher is better

100%

99%

91%

Consumer-dispute ratelower is better

16%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	247
Took or threatened to take negative or legal action	182
Communication tactics	102
False statements or representation	83
Written notification about debt	65
Threatened to contact someone or share information improperly	21
Cont'd attempts collect debt not owed	14
Disclosure verification of debt	8
Taking/threatening an illegal action	7
Improper contact or sharing of info	6

Where do complaints against Mariner Finance, LLC come from?

Mariner Finance, LLC's own per-state count, not a national baseline.

Florida

86
Texas

77
North Carolina

70
Georgia

58
Pennsylvania

53
Maryland

50
California

36
Virginia

31

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mariner Finance, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 741.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Mariner Finance, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.