This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 741 complaints

Mariner Finance, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade D.

Complaints by issue type

What consumers report about Mariner Finance, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record mariner-finance-llc Mariner Finance, LLC

Grade D · 741 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #192 · compose #118

  • VOL 741
  • GRADE D
  • 12MO 252
  • STATES 33
  • TIMELY 100%
  • DISPUTE 16%
  • ISSUE Attempts to collect debt n…
  • RANK #192
  • COMPOSE #118

Volume peers

Nearest volume peer: The Law Offices of Mitchell D. Bluhm & Associates (736 complaints)

Jon Barry and Associates, Inc.Jon Barry and Associates, In…730CCF Intermediate Holdings LLCCCF Intermediate Holdings LLC735The Law Offices of Mitchell D. Bluhm & AssociatesThe Law Offices of Mitchell …736Mariner Finance, LLC (this)Mariner Finance, LLC (this)741Allied Collection Services, Inc. (Nevada)Allied Collection Services, …753
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mariner Finance, LLC's 741 CFPB complaints sit next to The Law Offices of Mitchell D. Bluhm & Associates on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 741 complaints break down

Every complaint issue type on record for Mariner Finance, LLC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.3/100
Mariner Finance, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
741
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
16%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Mariner Finance, LLC spreads filings across 33 states - Florida leads at only 11.6%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Florida still leads at 11.6% across 33 states
Seasonal peak
2026-01 9.9%
8–15% band · 99 filings
Corpus ranks
#192 volume
#118 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Mariner Finance, LLC compare to its peers?

How does MARINER FINANCE, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
MARINER FINANCE, LLC National average
Complaints (last 12 mo)lower is better
252
3
268
Timely-response ratehigher is better
100%
99%
91%
Consumer-dispute ratelower is better
16%
4%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Mariner Finance, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 70%80%90%100%110% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Mariner Finance, LLC vs. 9 similar-volume peers, by response speed and dispute rate Mariner Finance, LLCThe Law Offices of Mitchell D. Bluhm & AssociatesJon Barry and Associates, Inc.Allied Collection Services, Inc. (Nevada)Carter-Young, Inc.SECURITY FINANCE CORPNational Enterprise Systems, Inc.MOHELANCC Business Services, Inc.Choice Recovery, Inc.
Source: CFPB Consumer Complaint Database

Mariner Finance, LLC's complaint volume in context

Mariner Finance, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

741 Top 4% higher than 96% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Mariner Finance, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
247
Took or threatened to take negative or legal action
182
Communication tactics
102
False statements or representation
83
Written notification about debt
65
Threatened to contact someone or share information improperly
21
Cont'd attempts collect debt not owed
14
Disclosure verification of debt
8
Taking/threatening an illegal action
7
Improper contact or sharing of info
6

Where do complaints against Mariner Finance, LLC come from?

Mariner Finance, LLC's own per-state count, not a national baseline.

Top states by complaints against Mariner Finance, LLC

Across 33 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mariner Finance, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 741.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Mariner Finance, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.