What is the most common complaint against Nissan Motor Acceptance Company LLC?

The most common issue consumers report about Nissan Motor Acceptance Company LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 678 complaints filed with the CFPB.

Are complaints against Nissan Motor Acceptance Company LLC increasing or decreasing?

Complaints against Nissan Motor Acceptance Company LLC have been stable. The company received 185 complaints in the last 12 months.

What is Nissan Motor Acceptance Company LLC's reputation grade?

Nissan Motor Acceptance Company LLC has a reputation grade of C (score: 56.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Nissan Motor Acceptance Company LLC respond to consumer complaints?

Nissan Motor Acceptance Company LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does Nissan Motor Acceptance Company LLC operate?

Nissan Motor Acceptance Company LLC has received CFPB complaints from consumers in 43 states, with the most complaints from Texas (101 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Nissan Motor Acceptance Company LLC - Debt Collector Complaint Profile

CFPB complaint profile across 43 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

234
Took or threatened to take negative or legal action

145
Written notification about debt

95
False statements or representation

84
Communication tactics

60
Cont'd attempts collect debt not owed

21

Data updated September 2026

CFPB complaint disposition

CCDB record nissan-motor-acceptance-company-llc Nissan Motor Acceptance Company LLC

Grade C · 678 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #205 · compose #3105

VOL 678
GRADE C
12MO 185
STATES 43
TIMELY 99%
DISPUTE 9%
ISSUE Attempts to collect debt n…
RANK #205
COMPOSE #3,105

Volume peers

Nearest volume peer: Consumer Portfolio Services, Inc. (677 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Nissan Motor Acceptance Company LLC's 678 CFPB complaints sit next to Consumer Portfolio Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Nissan Motor Acceptance Company LLC spreads filings across 43 states - Texas leads at only 14.9%

Despite a broad state map, Nissan Motor Acceptance Company LLC still sits volume #205 against composite #3,105 - the two RankMaps diverge by 2,900 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 14.9% across 43 states
Seasonal peak: 2022-09 8.0%; 8–15% band · 2 filings
Divergent corpus ranks: #205 volume; #3,105 composite; Cleanest-composite ladder is 2,900 places worse than volume

How does Nissan Motor Acceptance Company LLC compare to its peers?

How does NISSAN MOTOR ACCEPTANCE COMPANY LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

NISSAN MOTOR ACCEPTANC… National average

Complaints (last 12 mo)lower is better

185

231

268

Timely-response ratehigher is better

99%

91%

Consumer-dispute ratelower is better

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-08 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	234
Took or threatened to take negative or legal action	145
Written notification about debt	95
False statements or representation	84
Communication tactics	60
Cont'd attempts collect debt not owed	21
Disclosure verification of debt	17
Threatened to contact someone or share information improperly	9
Improper contact or sharing of info	6
Electronic communications	5

Where do complaints against Nissan Motor Acceptance Company LLC come from?

Nissan Motor Acceptance Company LLC's own per-state count, not a national baseline.

Texas

101
California

85
Georgia

64
Florida

51
New York

44
Illinois

28
Virginia

25
Maryland

24

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Nissan Motor Acceptance Company LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 678.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.35275080906149%.

4 peers

Know your rights before responding to Nissan Motor Acceptance Company LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.