This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 1,033 complaints

Bounce AI, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 43 states, reputation grade F.

Complaints by issue type

What consumers report about Bounce AI, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record bounce-ai-inc Bounce AI, Inc.

Grade F · 1,033 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #152 · compose #478

  • VOL 1,033
  • GRADE F
  • 12MO 698
  • STATES 43
  • TIMELY 99%
  • ISSUE Attempts to collect debt n…
  • RANK #152
  • COMPOSE #478

Volume peers

Nearest volume peer: ORG GC GP Buyer, LLC (1,039 complaints)

Bounce AI, Inc. (this)Bounce AI, Inc. (this)1,033ORG GC GP Buyer, LLCORG GC GP Buyer, LLC1,039AR Resources, Inc.AR Resources, Inc.1,041Toyota Motor Credit CorporationToyota Motor Credit Corporat…1,044Upgrade, Inc.Upgrade, Inc.1,046
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Bounce AI, Inc.'s 1,033 CFPB complaints sit next to ORG GC GP Buyer, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 1,033 complaints break down

Every complaint issue type on record for Bounce AI, Inc., not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
45.9/100
Bounce AI, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
1,033
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for Bounce AI, Inc. (23.0%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 23.0%
Mid-band (15–30%) · 43 states with ≥1 filing
Seasonal peak
2023-07 12.2%
8–15% band · 5 filings
Corpus ranks
#152 volume
#478 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Bounce AI, Inc. compare to its peers?

How does Bounce AI, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Bounce AI, Inc. National average
Complaints (last 12 mo)lower is better
698
15
268
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
0%
15%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Bounce AI, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 70%80%90%100%110% 5%10%15%20%25%30% Timely response rate (%) Dispute rate (%) Bounce AI, Inc. vs. 9 similar-volume peers, by response speed and dispute rate ORG GC GP BUYER, LLCAR Resources, Inc.TOYOTA MOTOR CREDIT CORPORATIONColony Brands, Inc.Populus Financial Group, Inc. (F/K/A Ace Cash Express)Trident Asset Management, L.L.C.American Coradius International LLCAlliance One, Inc.Pinnacle Credit Services, LLC
Source: CFPB Consumer Complaint Database

Bounce AI, Inc.'s complaint volume in context

Bounce AI, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

1,033 Top 3% higher than 97% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Bounce AI, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2023-01 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
490
Took or threatened to take negative or legal action
182
False statements or representation
164
Written notification about debt
130
Electronic communications
33
Communication tactics
26
Threatened to contact someone or share information improperly
8

Where do complaints against Bounce AI, Inc. come from?

Bounce AI, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Bounce AI, Inc.

Across 43 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Bounce AI, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,033.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.82075471698113%.

4 peers

Know your rights before responding to Bounce AI, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.