What is the most common complaint against Ragan & Ragan, PC?

The most common issue consumers report about Ragan & Ragan, PC is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 81 complaints filed with the CFPB.

Are complaints against Ragan & Ragan, PC increasing or decreasing?

Complaints against Ragan & Ragan, PC are falling. The company received 15 complaints in the last 12 months, showing improvement over prior periods.

What is Ragan & Ragan, PC's reputation grade?

Ragan & Ragan, PC has a reputation grade of F (score: 48.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ragan & Ragan, PC respond to consumer complaints?

Ragan & Ragan, PC has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 46% of cases.

In how many states does Ragan & Ragan, PC operate?

Ragan & Ragan, PC has received CFPB complaints from consumers in 8 states, with the most complaints from Georgia (48 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Ragan & Ragan, PC - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

20
Took or threatened to take negative or legal action

20
False statements or representation

11
Communication tactics

9
Written notification about debt

6
Cont'd attempts collect debt not owed

6

Data updated September 2026

CFPB complaint disposition

CCDB record ragan-ragan-pc Ragan & Ragan, PC

Grade F · 81 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #924 · compose #4252

VOL 81
GRADE F
12MO 15
STATES 8
TIMELY 92%
DISPUTE 46%
ISSUE Attempts to collect debt n…
RANK #924
COMPOSE #4,252

Volume peers

Nearest volume peer: Account Management Resources (81 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ragan & Ragan, PC's 81 CFPB complaints sit next to Account Management Resources on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

59.3% of Ragan & Ragan, PC's CFPB filings land in Georgia

High volume does not equal a clean composite: Ragan & Ragan, PC is volume #924 but composite #4,252, while Georgia dominates the geography. Corpus placement method.

Dominant state: Georgia 59.3%; 48 of 81 filings · 8 states touched
Seasonal peak: 2020-07 9.1%; 8–15% band · 3 filings
Divergent corpus ranks: #924 volume; #4,252 composite; Cleanest-composite ladder is 3,328 places worse than volume

How does Ragan & Ragan, PC compare to its peers?

How does Ragan & Ragan, PC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Ragan & Ragan, PC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

96%

91%

Consumer-dispute ratelower is better

46%

38%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-12 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	20
Took or threatened to take negative or legal action	20
False statements or representation	11
Communication tactics	9
Written notification about debt	6
Cont'd attempts collect debt not owed	6
Disclosure verification of debt	3
Threatened to contact someone or share information improperly	3
Taking/threatening an illegal action	2
Improper contact or sharing of info	1

Where do complaints against Ragan & Ragan, PC come from?

Ragan & Ragan, PC's own per-state count, not a national baseline.

Georgia

48
New Jersey

25
Delaware

2
New York

2
California

1
Florida

1
South Carolina

1
Vermont

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ragan & Ragan, PC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 81.

4 peers

Know your rights before responding to Ragan & Ragan, PC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.