What is the most common complaint against W&A Intermediate Co., LLC?

The most common issue consumers report about W&A Intermediate Co., LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 3,011 complaints filed with the CFPB.

Are complaints against W&A Intermediate Co., LLC increasing or decreasing?

Complaints against W&A Intermediate Co., LLC are rising. The company received 946 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is W&A Intermediate Co., LLC's reputation grade?

W&A Intermediate Co., LLC has a reputation grade of F (score: 44.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does W&A Intermediate Co., LLC respond to consumer complaints?

W&A Intermediate Co., LLC has a 96% timely response rate to CFPB complaints.

In how many states does W&A Intermediate Co., LLC operate?

W&A Intermediate Co., LLC has received CFPB complaints from consumers in 51 states, with the most complaints from Florida (493 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

W&A Intermediate Co., LLC - Debt Collector Complaint Profile

CFPB complaint profile across 51 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

1,336
Written notification about debt

672
Took or threatened to take negative or legal action

437
False statements or representation

375
Communication tactics

124
Electronic communications

46

Data updated September 2026

CFPB complaint disposition

CCDB record w-a-intermediate-co-llc W&A Intermediate Co., LLC

Grade F · 3,011 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #55 · compose #4767

VOL 3,011
GRADE F
12MO 946
STATES 51
TIMELY 96%
ISSUE Attempts to collect debt n…
RANK #55
COMPOSE #4,767

Volume peers

Nearest volume peer: ONLINE Information Services, Inc. (3,003 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

W&A Intermediate Co., LLC's 3,011 CFPB complaints sit next to ONLINE Information Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Florida is the plurality state for W&A Intermediate Co., LLC (16.4%)

Volume rank #55 and composite rank #4,767 diverge by 4,712 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 16.4%; Mid-band (15–30%) · 51 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2025-12 at 7.4% (110 filings)
Divergent corpus ranks: #55 volume; #4,767 composite; Cleanest-composite ladder is 4,712 places worse than volume

How does W&A Intermediate Co., LLC compare to its peers?

How does W&A Intermediate Co., LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

W&A Intermediate Co., … National average

Complaints (last 12 mo)lower is better

946

948

268

Timely-response ratehigher is better

96%

100%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1,336
Written notification about debt	672
Took or threatened to take negative or legal action	437
False statements or representation	375
Communication tactics	124
Electronic communications	46
Threatened to contact someone or share information improperly	21

Where do complaints against W&A Intermediate Co., LLC come from?

W&A Intermediate Co., LLC's own per-state count, not a national baseline.

Florida

493
Georgia

367
Texas

304
Tennessee

290
Arizona

196
Missouri

134
Alabama

112
Ohio

111

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for W&A Intermediate Co., LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3,011.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.1730449251248%.

4 peers

Know your rights before responding to W&A Intermediate Co., LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.