This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 3,011 complaints

W&A Intermediate Co., LLC - Debt Collector Complaint Profile

CFPB complaint profile across 51 states, reputation grade F.

Complaints by issue type

What consumers report about W&A Intermediate Co., LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record w-a-intermediate-co-llc W&A Intermediate Co., LLC

Grade F · 3,011 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #55 · compose #506

  • VOL 3,011
  • GRADE F
  • 12MO 946
  • STATES 51
  • TIMELY 96%
  • ISSUE Attempts to collect debt n…
  • RANK #55
  • COMPOSE #506

Volume peers

Nearest volume peer: ONLINE Information Services, Inc. (3,003 complaints)

Credit Control, LLCCredit Control, LLC2,999ONLINE Information Services, Inc.ONLINE Information Services,…3,003W&A Intermediate Co., LLC (this)W&A Intermediate Co., LLC (t…3,011Capio Partners, LLCCapio Partners, LLC3,033Source Receivables Management LLCSource Receivables Managemen…3,173
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

W&A Intermediate Co., LLC's 3,011 CFPB complaints sit next to ONLINE Information Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 3,011 complaints break down

Every complaint issue type on record for W&A Intermediate Co., LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
44.3/100
W&A Intermediate Co., LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
3,011
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Steady monthly series

Florida is the plurality state for W&A Intermediate Co., LLC (16.4%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Florida 16.4%
Mid-band (15–30%) · 51 states with ≥1 filing
Even monthly load
Peak under 8%
Highest month 2025-12 at 7.4% (110 filings)
Corpus ranks
#55 volume
#506 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does W&A Intermediate Co., LLC compare to its peers?

How does W&A Intermediate Co., LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
W&A Intermediate Co., LLC National average
Complaints (last 12 mo)lower is better
946
948
268
Timely-response ratehigher is better
96%
100%
91%
Consumer-dispute ratelower is better
0%
27%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy W&A Intermediate Co., LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 92%94%96%98%100%102% 0%10%20%30% Timely response rate (%) Dispute rate (%) W&A Intermediate Co., LLC vs. 9 similar-volume peers, by response speed and dispute rate ONLINE Information Services, Inc.Capio Partners, LLCSource Receivables Management LLCBARCLAYS BANK DELAWARESecurity Credit Services, LLCTD BANK US HOLDING COMPANYNRA Group, LLCEastern Account Systems of Connecticut, Inc.HCFS Healthcare Financial Services of TeamHealth
Source: CFPB Consumer Complaint Database

W&A Intermediate Co., LLC's complaint volume in context

W&A Intermediate Co., LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

3,011 Top 1% higher than 99% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. W&A Intermediate Co., LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
1,336
Written notification about debt
672
Took or threatened to take negative or legal action
437
False statements or representation
375
Communication tactics
124
Electronic communications
46
Threatened to contact someone or share information improperly
21

Where do complaints against W&A Intermediate Co., LLC come from?

W&A Intermediate Co., LLC's own per-state count, not a national baseline.

Top states by complaints against W&A Intermediate Co., LLC

Across 51 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for W&A Intermediate Co., LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3,011.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.1730449251248%.

4 peers

Know your rights before responding to W&A Intermediate Co., LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.