What is the most common complaint against Kikoff Inc.?

The most common issue consumers report about Kikoff Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 1,795 complaints filed with the CFPB.

Are complaints against Kikoff Inc. increasing or decreasing?

Complaints against Kikoff Inc. are rising. The company received 1,321 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Kikoff Inc.'s reputation grade?

Kikoff Inc. has a reputation grade of F (score: 45.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Kikoff Inc. respond to consumer complaints?

Kikoff Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Kikoff Inc. operate?

Kikoff Inc. has received CFPB complaints from consumers in 47 states, with the most complaints from Texas (265 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kikoff Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 47 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

786
Attempts to collect debt not owed

625
False statements or representation

205
Written notification about debt

150
Communication tactics

21
Electronic communications

7

Data updated September 2026

CFPB complaint disposition

CCDB record kikoff-inc Kikoff Inc.

Grade F · 1,795 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #97 · compose #4538

VOL 1,795
GRADE F
12MO 1,321
STATES 47
TIMELY 100%
ISSUE Took or threatened to take…
RANK #97
COMPOSE #4,538

Volume peers

Nearest volume peer: Goldman Sachs Bank USA (1,800 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Kikoff Inc.'s 1,795 CFPB complaints sit next to Goldman Sachs Bank USA on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Kikoff Inc. spreads filings across 47 states - Texas leads at only 14.8%

Despite a broad state map, Kikoff Inc. still sits volume #97 against composite #4,538 - the two RankMaps diverge by 4,441 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 14.8% across 47 states
Even monthly load: Peak under 8%; Highest month 2025-12 at 7.1% (89 filings)
Divergent corpus ranks: #97 volume; #4,538 composite; Cleanest-composite ladder is 4,441 places worse than volume

How does Kikoff Inc. compare to its peers?

How does Kikoff Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Kikoff Inc. National average

Complaints (last 12 mo)lower is better

1,321

1,069

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	786
Attempts to collect debt not owed	625
False statements or representation	205
Written notification about debt	150
Communication tactics	21
Electronic communications	7
Threatened to contact someone or share information improperly	1

Where do complaints against Kikoff Inc. come from?

Kikoff Inc.'s own per-state count, not a national baseline.

Texas

265
Florida

211
Georgia

164
South Carolina

136
North Carolina

130
California

119
Pennsylvania

68
Illinois

59

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Kikoff Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,795.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Kikoff Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.