What is the most common complaint against Atlanticus Services Corporation?

The most common issue consumers report about Atlanticus Services Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 871 complaints filed with the CFPB.

Are complaints against Atlanticus Services Corporation increasing or decreasing?

Complaints against Atlanticus Services Corporation are rising. The company received 288 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Atlanticus Services Corporation's reputation grade?

Atlanticus Services Corporation has a reputation grade of D (score: 53.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Atlanticus Services Corporation respond to consumer complaints?

Atlanticus Services Corporation has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.

In how many states does Atlanticus Services Corporation operate?

Atlanticus Services Corporation has received CFPB complaints from consumers in 46 states, with the most complaints from Florida (97 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Atlanticus Services Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 46 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

383
Took or threatened to take negative or legal action

125
Written notification about debt

103
False statements or representation

101
Communication tactics

74
Cont'd attempts collect debt not owed

31

Data updated September 2026

CFPB complaint disposition

CCDB record atlanticus-services-corporation Atlanticus Services Corporation

Grade D · 871 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #173 · compose #3707

VOL 871
GRADE D
12MO 288
STATES 46
TIMELY 92%
DISPUTE 12%
ISSUE Attempts to collect debt n…
RANK #173
COMPOSE #3,707

Volume peers

Nearest volume peer: Cedars Business Services, LLC (873 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Atlanticus Services Corporation's 871 CFPB complaints sit next to Cedars Business Services, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Atlanticus Services Corporation spreads filings across 46 states - Florida leads at only 11.1%

Despite a broad state map, Atlanticus Services Corporation still sits volume #173 against composite #3,707 - the two RankMaps diverge by 3,534 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 11.1% across 46 states
Seasonal peak: 2026-01 8.4%; 8–15% band · 76 filings
Divergent corpus ranks: #173 volume; #3,707 composite; Cleanest-composite ladder is 3,534 places worse than volume

How does Atlanticus Services Corporation compare to its peers?

How does Atlanticus Services Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Atlanticus Services Co… National average

Complaints (last 12 mo)lower is better

288

268

Timely-response ratehigher is better

92%

96%

91%

Consumer-dispute ratelower is better

12%

26%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	383
Took or threatened to take negative or legal action	125
Written notification about debt	103
False statements or representation	101
Communication tactics	74
Cont'd attempts collect debt not owed	31
Electronic communications	21
Disclosure verification of debt	12
Threatened to contact someone or share information improperly	10
Taking/threatening an illegal action	7

Where do complaints against Atlanticus Services Corporation come from?

Atlanticus Services Corporation's own per-state count, not a national baseline.

Florida

97
Texas

84
Georgia

80
California

64
New York

51
Michigan

38
North Carolina

38
Ohio

36

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Atlanticus Services Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 871.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 91.66666666666666%.

4 peers

Know your rights before responding to Atlanticus Services Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.