State complaint profile

Debt collection complaints in Rhode Island

2,603 CFPB complaints filed against 448 debt collectors active in Rhode Island.

Complaints
2,603
Collectors
448
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rhode Island at a glance

Rhode Island consumers have filed 2,603 CFPB debt-collection complaints against 448 collectors.

2,603
CFPB complaints filed
448
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Rhode Island

Rhode Island filings are dispersed: the top three collectors hold only 0.1% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Rhode Island residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

Allgate Financial, LLC

C
1 total complaints ↓ falling

Alliance One, Inc.

D
1 total complaints ↓ falling

Allied Account Services, Inc.

C
1 total complaints ↓ falling

AmeriCollect

D
1 total complaints ↓ falling

American Accounts & Advisers, Inc.

D
1 total complaints ↓ falling

American Collection Systems, Inc. (OH)

F
1 total complaints ↓ falling

American Cycle Finance, Inc.

B
1 total complaints ↑ rising

American Profit Recovery, Inc., Marlborough, MA Branch

C
1 total complaints → stable

Arcon Credit Solutions LLC

D
1 total complaints ↑ rising

Army and Air Force Exchange Service

F
1 total complaints ↑ rising

Ascension Point Recovery Services, LLC

C
1 total complaints ↓ falling

Atlantic Credit & Finance, Inc.

C
1 total complaints ↓ falling

Atlantic Recovery Solutions LLC

D
1 total complaints → stable

Avadyne Health Holdings, Inc

C
1 total complaints ↓ falling

Avant Holding Company, Inc.

F
1 total complaints ↑ rising

BAM Financial, LLC

F
1 total complaints ↓ falling

BB&T Corporation

D
1 total complaints ↓ falling

Blackwater Capital Group LLC.

B
1 total complaints → stable

Block, Inc.

F
1 total complaints ↑ rising

Bounce AI, Inc.

F
1 total complaints ↑ rising

Bristlecone, Inc.

F
1 total complaints ↓ falling

CCF Intermediate Holdings LLC

F
1 total complaints ↑ rising

CNG Financial Corporation

D
1 total complaints → stable

Conrad Credit Corporation

F
1 total complaints ↓ falling

CRA Collections, Inc

B
1 total complaints ↓ falling

Credit Bureau Associates-Northeast, Inc.

B
1 total complaints ↓ falling

Caliber Home Loans, Inc.

D
1 total complaints ↓ falling

Central Research Inc

D
1 total complaints ↑ rising

Century Financial Services, Inc.

C
1 total complaints ↓ falling

Chaplain Financial Services LLC

F
1 total complaints ↓ falling

Collection Technology Incorporated

C
1 total complaints ↓ falling

Colony Brands, Inc.

F
1 total complaints → stable

Commercial Recovery Systems

F
1 total complaints ↓ falling

Concord Resolution Inc (Closed)

F
1 total complaints ↓ falling

Concord Servicing Corporation

C
1 total complaints ↑ rising

Consolidated Recovery Group, LLC

D
1 total complaints ↓ falling

Consumer Portfolio Services, Inc.

D
1 total complaints ↑ rising

Credit Management Control, Inc.

D
1 total complaints ↓ falling

Credit Management Services, Inc.

D
1 total complaints ↓ falling

Credit One LLC

C
1 total complaints ↑ rising

Credit Service International Corp

C
1 total complaints ↑ rising

Critical Resolution Mediation LLC

F
1 total complaints ↓ falling

D&A Services, LLC

D
1 total complaints ↓ falling

Delta Management Associates, Inc.

D
1 total complaints ↓ falling

Denali Capital Holdings, LLC

D
1 total complaints ↑ rising

Direct Recovery Services, LLC

F
1 total complaints ↓ falling

Diverse Funding Associates LLC

D
1 total complaints ↑ rising

Diversified Company

A
1 total complaints ↓ falling

Diversified Recovery Services Inc.

F
1 total complaints ↓ falling

Duvera Billing Services, LLC

D
1 total complaints ↓ falling

If a collector is contacting you in Rhode Island

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Rhode Island slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Rhode Island

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Rhode Island Resident

With only 2,603 Rhode Island filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Rhode Island AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.