What is the most common complaint against Credit Service International Corp?

The most common issue consumers report about Credit Service International Corp is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 281 complaints filed with the CFPB.

Are complaints against Credit Service International Corp increasing or decreasing?

Complaints against Credit Service International Corp are rising. The company received 141 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Credit Service International Corp's reputation grade?

Credit Service International Corp has a reputation grade of C (score: 59.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Service International Corp respond to consumer complaints?

Credit Service International Corp has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Credit Service International Corp operate?

Credit Service International Corp has received CFPB complaints from consumers in 25 states, with the most complaints from Texas (79 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Service International Corp - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

105
Written notification about debt

59
Took or threatened to take negative or legal action

54
False statements or representation

38
Communication tactics

18
Electronic communications

3

Data updated September 2026

CFPB complaint disposition

CCDB record credit-service-international-corp Credit Service International Corp

Grade C · 281 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #416 · compose #2377

VOL 281
GRADE C
12MO 141
STATES 25
TIMELY 97%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #416
COMPOSE #2,377

Volume peers

Nearest volume peer: Javitch, Block & Rathbone LLC (281 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Service International Corp's 281 CFPB complaints sit next to Javitch, Block & Rathbone LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Credit Service International Corp (28.1%)

Volume rank #416 and composite rank #2,377 diverge by 1,961 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 28.1%; Mid-band (15–30%) · 25 states with ≥1 filing
Seasonal peak: 2024-11 8.3%; 8–15% band · 3 filings
Divergent corpus ranks: #416 volume; #2,377 composite; Cleanest-composite ladder is 1,961 places worse than volume

How does Credit Service International Corp compare to its peers?

How does Credit Service International Corp compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Service Interna… National average

Complaints (last 12 mo)lower is better

141

268

Timely-response ratehigher is better

97%

99%

91%

Consumer-dispute ratelower is better

35%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-05 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	105
Written notification about debt	59
Took or threatened to take negative or legal action	54
False statements or representation	38
Communication tactics	18
Electronic communications	3
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1

Where do complaints against Credit Service International Corp come from?

Credit Service International Corp's own per-state count, not a national baseline.

Texas

79
Georgia

55
Wisconsin

36
Florida

28
Minnesota

14
Illinois

10
Michigan

8
Ohio

8

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Service International Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 281.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.45762711864407%.

4 peers

Know your rights before responding to Credit Service International Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.