This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 281 complaints

Credit Service International Corp - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade C.

Complaints by issue type

What consumers report about Credit Service International Corp

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record credit-service-international-corp Credit Service International Corp

Grade C · 281 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #416 · compose #5

  • VOL 281
  • GRADE C
  • 12MO 141
  • STATES 25
  • TIMELY 97%
  • DISPUTE 0%
  • ISSUE Attempts to collect debt n…
  • RANK #416
  • COMPOSE #5

Volume peers

Nearest volume peer: Javitch, Block & Rathbone LLC (281 complaints)

Credit Fresh Holdings IncCredit Fresh Holdings Inc280Persolve, LLC - Legal - Series 2Persolve, LLC - Legal - Seri…280Javitch, Block & Rathbone LLCJavitch, Block & Rathbone LLC281Telerecovery CorporationTelerecovery Corporation281Credit Service International Corp (this)Credit Service International…281
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Service International Corp's 281 CFPB complaints sit next to Javitch, Block & Rathbone LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 281 complaints break down

Every complaint issue type on record for Credit Service International Corp, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
59.9/100
Credit Service International Corp

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
281
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
97%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for Credit Service International Corp (28.1%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 28.1%
Mid-band (15–30%) · 25 states with ≥1 filing
Seasonal peak
2024-11 8.3%
8–15% band · 3 filings
Corpus ranks
#416 volume
#5 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Credit Service International Corp compare to its peers?

How does Credit Service International Corp compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Credit Service International Corp National average
Complaints (last 12 mo)lower is better
141
69
268
Timely-response ratehigher is better
97%
99%
91%
Consumer-dispute ratelower is better
0%
35%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Credit Service International Corp a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%50%100%150% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Credit Service International Corp vs. 9 similar-volume peers, by response speed and dispute rate Credit Service International CorpJavitch, Block & Rathbone LLCTelerecovery CorporationPersolve, LLC - Legal - Series 2Tate and Kirlin AssocProfessional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO BranchPerfection CollectionN.A.R., Inc.M&T BANK CORPORATIONCredit Bureau Systems, Inc., Paducah, KY Branch
Source: CFPB Consumer Complaint Database

Credit Service International Corp's complaint volume in context

Credit Service International Corp vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

281 Top 8% higher than 92% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Credit Service International Corp 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2022-05 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
105
Written notification about debt
59
Took or threatened to take negative or legal action
54
False statements or representation
38
Communication tactics
18
Electronic communications
3
Cont'd attempts collect debt not owed
1
Disclosure verification of debt
1
Threatened to contact someone or share information improperly
1
Improper contact or sharing of info
1

Where do complaints against Credit Service International Corp come from?

Credit Service International Corp's own per-state count, not a national baseline.

Top states by complaints against Credit Service International Corp

Across 25 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Service International Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 281.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.45762711864407%.

4 peers

Know your rights before responding to Credit Service International Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.