This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 14 complaints

American Collection Systems, Inc. (OH) - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade F.

Complaints by issue type

What consumers report about American Collection Systems, Inc. (OH)

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record american-collection-systems-inc-oh American Collection Systems, Inc. (OH)

Grade F · 14 CFPB filings · 29% timely · lead issue: Attempts to collect debt not owed

  • VOL 14
  • GRADE F
  • 12MO 1
  • STATES 11
  • TIMELY 29%
  • DISPUTE 0%
  • ISSUE Attempts to collect debt n…
  • RANK #2,178
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

4 Star Resolution LLC (Closed)4 Star Resolution LLC (Close…14ABC Credit & Recovery Services Inc.ABC Credit & Recovery Servic…14Advanced Portfolio Group LLCAdvanced Portfolio Group LLC14Alternative Collections LLCAlternative Collections LLC14American Collection Systems, Inc. (OH) (this)American Collection Systems,…14
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

American Collection Systems, Inc. (OH)'s 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 14 complaints break down

Every complaint issue type on record for American Collection Systems, Inc. (OH), not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
46.9/100
American Collection Systems, Inc. (OH)

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume C
14
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response D
29%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

American Collection Systems, Inc. (OH) spreads filings across 11 states - District of Columbia leads at only 14.3%

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Most-even geography
Lead state under 15%
District of Columbia still leads at 14.3% across 11 states
Spike month
2023-07 50.0%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#2,178 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does American Collection Systems, Inc. (OH) compare to its peers?

How does American Collection Systems, Inc. (OH) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
American Collection Systems, Inc. (OH) National average
Complaints (last 12 mo)lower is better
1
0
268
Timely-response ratehigher is better
29%
86%
91%
Consumer-dispute ratelower is better
0%
20%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy American Collection Systems, Inc. (OH) a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) American Collection Systems, Inc. (OH) vs. 7 similar-volume peers, by response speed and dispute rate American Collection Systems, Inc. (OH)Alternative Collections LLCAmerican Financial Credit Services, Inc.AR Audit Services, IncABC Credit & Recovery Services Inc.Ashfield Management Services Inc,4 Star Resolution LLC (Closed)BAS Receivable Management Inc.
Source: CFPB Consumer Complaint Database

American Collection Systems, Inc. (OH)'s complaint volume in context

American Collection Systems, Inc. (OH) vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

14 60th percentile higher than 60% of 5,420 collectors

0–20: 3,504 collectors (65%). This entry sits in this band. 20–40: 565 collectors (10%). Above this entry. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. American Collection Systems, Inc. (OH) 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-07 2025-01

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
3
False statements or representation
3
Communication tactics
3
Disclosure verification of debt
2
Took or threatened to take negative or legal action
1
Cont'd attempts collect debt not owed
1
Threatened to contact someone or share information improperly
1

Where do complaints against American Collection Systems, Inc. (OH) come from?

American Collection Systems, Inc. (OH)'s own per-state count, not a national baseline.

Top states by complaints against American Collection Systems, Inc. (OH)

Across 11 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for American Collection Systems, Inc. (OH): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to American Collection Systems, Inc. (OH): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.