What is the most common complaint against American Collection Systems, Inc. (OH)?

The most common issue consumers report about American Collection Systems, Inc. (OH) is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 14 complaints filed with the CFPB.

Are complaints against American Collection Systems, Inc. (OH) increasing or decreasing?

Complaints against American Collection Systems, Inc. (OH) are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is American Collection Systems, Inc. (OH)'s reputation grade?

American Collection Systems, Inc. (OH) has a reputation grade of F (score: 46.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does American Collection Systems, Inc. (OH) respond to consumer complaints?

American Collection Systems, Inc. (OH) has a 29% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does American Collection Systems, Inc. (OH) operate?

American Collection Systems, Inc. (OH) has received CFPB complaints from consumers in 11 states, with the most complaints from District of Columbia (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

American Collection Systems, Inc. (OH) - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

3
False statements or representation

3
Communication tactics

3
Disclosure verification of debt

2
Took or threatened to take negative or legal action

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record american-collection-systems-inc-oh American Collection Systems, Inc. (OH)

Grade F · 14 CFPB filings · 29% timely · lead issue: Attempts to collect debt not owed · vol #2178 · compose #4408

VOL 14
GRADE F
12MO 1
STATES 11
TIMELY 29%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,178
COMPOSE #4,408

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

American Collection Systems, Inc. (OH)'s 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

American Collection Systems, Inc. (OH) spreads filings across 11 states - District of Columbia leads at only 14.3%

Despite a broad state map, American Collection Systems, Inc. (OH) still sits volume #2,178 against composite #4,408 - the two RankMaps diverge by 2,230 places. Corpus placement method.

Most-even geography: Lead state under 15%; District of Columbia still leads at 14.3% across 11 states
Spike month: 2023-07 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,178 volume; #4,408 composite; Cleanest-composite ladder is 2,230 places worse than volume

How does American Collection Systems, Inc. (OH) compare to its peers?

How does American Collection Systems, Inc. (OH) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

American Collection Sy… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

29%

86%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-07 2025-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
False statements or representation	3
Communication tactics	3
Disclosure verification of debt	2
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1
Threatened to contact someone or share information improperly	1

Where do complaints against American Collection Systems, Inc. (OH) come from?

American Collection Systems, Inc. (OH)'s own per-state count, not a national baseline.

District of Columbia

2
Florida

2
Ohio

2
Delaware

1
Illinois

1
Indiana

1
Minnesota

1
Mississippi

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for American Collection Systems, Inc. (OH): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to American Collection Systems, Inc. (OH): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.