State complaint profile

Debt collection complaints in Idaho

2,556 CFPB complaints filed against 561 debt collectors active in Idaho.

Complaints
2,556
Collectors
561
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Idaho at a glance

Idaho consumers have filed 2,556 CFPB debt-collection complaints against 561 collectors.

2,556
CFPB complaints filed
561
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Idaho

Idaho filings are dispersed: the top three collectors hold only 11% of 2,556 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Idaho residents in this extract is Portfolio Recovery Associates, LLC (11% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Most-complained-about collectors in Idaho

By complaints filed from this state

complaints

What this shows These eight collectors draw the most complaints from Idaho residents, usually national bureaus and large debt buyers operating in every state.

Source CFPB Consumer Complaint Database

Where Idaho's 2,556 complaints concentrate

Top-three collectors vs the rest of this state's filings

complaints

What this shows The top three names account for 11% of Idaho filings in this extract, a state-specific concentration cut, not a national grade curve.

Source CFPB Consumer Complaint Database

Active Debt Collectors

Sorted by most complaints

Portfolio Recovery Associates, LLC

D
99 total complaints ↑ rising

Encore Capital Group Inc.

D
97 total complaints ↑ rising

Resurgent Capital Services L.P.

D
86 total complaints ↑ rising

Bonneville Billing and Collections

D
83 total complaints ↑ rising

Action Collection Service

D
59 total complaints → stable

CL Holdings LLC

C
50 total complaints ↑ rising

MST Financial Services, L.L.C.

D
46 total complaints → stable

Synchrony Financial

D
46 total complaints → stable

Collection Bureau Incorporated

D
45 total complaints ↓ falling

Advantage Financial Service LLC (Idaho)

F
42 total complaints ↓ falling

Equifax, Inc.

D
41 total complaints ↑ rising

Transworld Systems Inc

D
41 total complaints → stable

Johnson Mark LLC

D
37 total complaints → stable

CCS Financial Services, Inc.

F
35 total complaints ↑ rising

Alorica Inc.

D
32 total complaints ↓ falling

Experian Information Solutions Inc.

D
31 total complaints ↑ rising

Medical Recovery Services, LLC

F
31 total complaints → stable

Citibank, N.a.

D
30 total complaints → stable

CDI Affiliated Services, Inc.

D
29 total complaints ↑ rising

Transunion Intermediate Holdings, Inc.

D
29 total complaints ↑ rising

Bread Financial Holdings, Inc.

C
24 total complaints ↑ rising

I.C. System, Inc.

C
24 total complaints ↑ rising

Capital ONE Financial Corporation

D
22 total complaints → stable

Jpmorgan Chase & Co.

D
21 total complaints ↑ rising

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

F
20 total complaints ↑ rising

Wells Fargo & Company

D
20 total complaints ↑ rising

ERC

D
19 total complaints ↓ falling

U.s. Bancorp

D
19 total complaints ↓ falling

Convergent Resources, Inc.

D
18 total complaints ↓ falling

National Credit Adjusters, LLC

D
18 total complaints ↑ rising

Affirm Holdings, Inc

F
16 total complaints ↑ rising

Enova International, Inc.

D
16 total complaints → stable

Aldous & Associates, PLLC

D
15 total complaints ↑ rising

Kriya Capital, LLC

D
15 total complaints ↑ rising

Trust Financial LLC

D
15 total complaints → stable

Bank of America, National Association

D
14 total complaints → stable

Receivables Management Partners, LLC

D
14 total complaints ↓ falling

FMS Inc.

C
13 total complaints ↓ falling

Radius Global Solutions LLC

D
13 total complaints ↑ rising

Spring Oaks Capital, LLC

F
13 total complaints ↑ rising

Navient Solutions, LLC.

D
12 total complaints ↓ falling

Afni Inc.

D
11 total complaints ↓ falling

American Express Company

D
11 total complaints ↑ rising

EOS Holdings, Inc.

D
11 total complaints ↓ falling

Green & Sons Agency, Inc.

F
11 total complaints → stable

Williams & Fudge, Inc

D
11 total complaints → stable

Security Finance Corp

C
10 total complaints ↑ rising

T.S. Holdings

F
10 total complaints ↑ rising

Ditech Financial LLC

D
9 total complaints ↓ falling

HSBC North America Holdings Inc.

D
9 total complaints ↓ falling

If a collector is contacting you in Idaho

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Idaho slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Idaho

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Idaho Resident

With only 2,556 Idaho filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Idaho AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.