State complaint profile

Debt collection complaints in Rhode Island

2,603 CFPB complaints filed against 448 debt collectors active in Rhode Island.

Complaints
2,603
Collectors
448
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rhode Island at a glance

Rhode Island consumers have filed 2,603 CFPB debt-collection complaints against 448 collectors.

2,603
CFPB complaints filed
448
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Rhode Island

Rhode Island filings are dispersed: the top three collectors hold only 0.1% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Rhode Island residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Eastern Bankshares Inc

B
1 total complaints → stable

Ecmc Group, Inc.

D
1 total complaints ↓ falling

Early Warning Services, LLC

B
1 total complaints ↑ rising

EdFinancial Services

C
1 total complaints ↑ rising

Element Global Services

C
1 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
1 total complaints ↓ falling

Exeter Finance, LLC.

D
1 total complaints ↑ rising

First National Bank of Omaha

D
1 total complaints → stable

Ford Motor Credit Co.

D
1 total complaints → stable

Fairway Capital Recovery, LLC

C
1 total complaints ↑ rising

Figliola & Romano, LLC

A
1 total complaints → stable

Finance System of Richmond, Inc.

C
1 total complaints ↑ rising

Financial Asset Management Systems Inc

C
1 total complaints ↓ falling

Financial Credit Service, Inc.

D
1 total complaints ↓ falling

First Recovery Solutions, Inc.

F
1 total complaints ↓ falling

FirstPoint Collection Resources

D
1 total complaints → stable

Flandreau Santee Sioux Tribe

D
1 total complaints ↓ falling

Global Client Solutions, LLC

C
1 total complaints ↓ falling

Gulf Coast Collection Bureau, Inc.

D
1 total complaints ↓ falling

Gaskell & Giovannini, LLC

A
1 total complaints ↑ rising

General Motors Financial Company, Inc.

D
1 total complaints ↑ rising

Global Asset Management Group, Inc.

F
1 total complaints ↓ falling

Global Consulting Agency LLC

C
1 total complaints ↓ falling

Global Recovery Group

F
1 total complaints ↓ falling

Goal Structured Solutions, LLC

F
1 total complaints ↑ rising

Goldstein, Cruise and Smith LLC

F
1 total complaints ↓ falling

Granite Edvance Corporation

B
1 total complaints ↓ falling

Grant Mercantile Agency

D
1 total complaints ↓ falling

Huntington National Bank, the

C
1 total complaints → stable

Hatfield Portfolio Group LLC.

D
1 total complaints ↓ falling

Healthcare Finance Direct LLC.

F
1 total complaints ↑ rising

Helvey & Associates, Inc., Warsaw, IN Branch

D
1 total complaints → stable

Hillcrest Davidson & Associates

D
1 total complaints ↓ falling

Holloway Credit Solutions

D
1 total complaints ↓ falling

Internal Credit Systems, Inc

D
1 total complaints ↑ rising

InDebted Corporation

F
1 total complaints ↑ rising

Insight Management Partners, LLC

D
1 total complaints ↓ falling

Integrity Asset Partners, Ltd.

C
1 total complaints ↓ falling

InvestiNet LLC

D
1 total complaints ↑ rising

Io, Inc.

D
1 total complaints ↓ falling

JH Portfolio Debt Equities, LLC

D
1 total complaints ↓ falling

JNR Adjustment Company, Inc

C
1 total complaints ↓ falling

Kashia Services

D
1 total complaints ↓ falling

Key 2 Recovery, Inc.

D
1 total complaints → stable

Kornerstone Credit, LLC.

D
1 total complaints ↑ rising

Lakeview Loan Servicing, LLC

F
1 total complaints ↓ falling

LAW Offices of Randall L. Pratt, P.C.

B
1 total complaints ↑ rising

LTD Financial Services, L.P.

D
1 total complaints ↓ falling

Lamont, Hanley & Associates, Inc.

C
1 total complaints ↓ falling

Law Office of J.A. Cambece

D
1 total complaints ↓ falling

If a collector is contacting you in Rhode Island

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Rhode Island slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Rhode Island

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Rhode Island Resident

With only 2,603 Rhode Island filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Rhode Island AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.