What is the most common complaint against American Accounts & Advisers, Inc.?

The most common issue consumers report about American Accounts & Advisers, Inc. is "Written notification about debt", specifically "Didn't receive notice of right to dispute". This is based on 268 complaints filed with the CFPB.

Are complaints against American Accounts & Advisers, Inc. increasing or decreasing?

Complaints against American Accounts & Advisers, Inc. are falling. The company received 15 complaints in the last 12 months, showing improvement over prior periods.

What is American Accounts & Advisers, Inc.'s reputation grade?

American Accounts & Advisers, Inc. has a reputation grade of D (score: 50.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does American Accounts & Advisers, Inc. respond to consumer complaints?

American Accounts & Advisers, Inc. has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 34% of cases.

In how many states does American Accounts & Advisers, Inc. operate?

American Accounts & Advisers, Inc. has received CFPB complaints from consumers in 26 states, with the most complaints from Minnesota (199 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

American Accounts & Advisers, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade D.

Compiled by PlainCollector

Written notification about debt

129
Attempts to collect debt not owed

66
False statements or representation

20
Cont'd attempts collect debt not owed

17
Communication tactics

16
Took or threatened to take negative or legal action

8

Data updated September 2026

CFPB complaint disposition

CCDB record american-accounts-advisers-inc American Accounts & Advisers, Inc.

Grade D · 268 CFPB filings · 99% timely · lead issue: Written notification about debt · vol #426 · compose #4069

VOL 268
GRADE D
12MO 15
STATES 26
TIMELY 99%
DISPUTE 34%
ISSUE Written notification about…
RANK #426
COMPOSE #4,069

Volume peers

Nearest volume peer: KLS Financial Services, Inc (268 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

American Accounts & Advisers, Inc.'s 268 CFPB complaints sit next to KLS Financial Services, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

74.3% of American Accounts & Advisers, Inc.'s CFPB filings land in Minnesota

High volume does not equal a clean composite: American Accounts & Advisers, Inc. is volume #426 but composite #4,069, while Minnesota dominates the geography. Corpus placement method.

Dominant state: Minnesota 74.3%; 199 of 268 filings · 26 states touched
Seasonal peak: 2015-06 14.6%; 8–15% band · 6 filings
Divergent corpus ranks: #426 volume; #4,069 composite; Cleanest-composite ladder is 3,643 places worse than volume

How does American Accounts & Advisers, Inc. compare to its peers?

How does American Accounts & Advisers, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

American Accounts & Ad… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

36%

91%

Consumer-dispute ratelower is better

34%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-06 2019-03

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	129
Attempts to collect debt not owed	66
False statements or representation	20
Cont'd attempts collect debt not owed	17
Communication tactics	16
Took or threatened to take negative or legal action	8
Disclosure verification of debt	8
Improper contact or sharing of info	3
Threatened to contact someone or share information improperly	1

Where do complaints against American Accounts & Advisers, Inc. come from?

American Accounts & Advisers, Inc.'s own per-state count, not a national baseline.

Minnesota

199
Wisconsin

9
Georgia

7
Iowa

6
Texas

5
Arizona

4
Indiana

4
South Carolina

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for American Accounts & Advisers, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 268.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.88475836431226%.

4 peers

Know your rights before responding to American Accounts & Advisers, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.