State complaint profile

Debt collection complaints in Rhode Island

2,603 CFPB complaints filed against 448 debt collectors active in Rhode Island.

Complaints
2,603
Collectors
448
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rhode Island at a glance

Rhode Island consumers have filed 2,603 CFPB debt-collection complaints against 448 collectors.

2,603
CFPB complaints filed
448
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Rhode Island

Rhode Island filings are dispersed: the top three collectors hold only 0.2% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Rhode Island residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Focus Holding Company

D
2 total complaints ↓ falling

Gatestone & Co. International Inc.

D
2 total complaints ↓ falling

Global United Arbitration LLC

C
2 total complaints ↓ falling

Harley Davidson Financial Services Inc

C
2 total complaints ↑ rising

I.q. Data International, Inc.

D
2 total complaints ↓ falling

Iqor US Inc

D
2 total complaints ↓ falling

Independence Capital Recovery, LLC

D
2 total complaints ↑ rising

Kinum, Inc., Indianapolis, IN Branch

D
2 total complaints ↑ rising

Klarna AB

F
2 total complaints ↑ rising

Leif Technologies Inc.

B
2 total complaints ↑ rising

Mariner Finance, LLC

D
2 total complaints ↑ rising

Millco Management

C
2 total complaints ↓ falling

Monterey Financial Services LLC

D
2 total complaints ↑ rising

Mr. Cooper Group Inc.

F
2 total complaints ↓ falling

Nationstar Mortgage LLC

D
2 total complaints ↓ falling

NCC Business Services, Inc.

D
2 total complaints ↓ falling

Ocwen Financial Corporation

D
2 total complaints ↓ falling

Optio Solutions, LLC

D
2 total complaints ↑ rising

P&B Capital Group, LLC

F
2 total complaints → stable

Pinnacle Recovery, Inc.

D
2 total complaints ↓ falling

Paramount Recovery Systems, L.P.

D
2 total complaints ↓ falling

Pinnacle Credit Services, LLC

D
2 total complaints ↓ falling

Professional Finance Company, Inc.

D
2 total complaints ↓ falling

Progressive Financial Services, Inc.

C
2 total complaints ↓ falling

R & B Corporation of Virginia

D
2 total complaints ↓ falling

Rhode Island Student Loan Authority

A
2 total complaints ↓ falling

SG and Associates

F
2 total complaints ↑ rising

SLM Corporation

C
2 total complaints → stable

Superior Debt Recovery LLC

B
2 total complaints ↓ falling

Servicing Solutions, LLC

D
2 total complaints ↑ rising

Shellpoint Partners, LLC

D
2 total complaints → stable

Solar Mosaic LLC

F
2 total complaints ↑ rising

Solomon and Solomon, P.C.

D
2 total complaints ↓ falling

Turning Point Solutions LLC

C
2 total complaints ↓ falling

USCB Corporation

D
2 total complaints ↑ rising

Unifin Inc.

D
2 total complaints ↑ rising

Virtuoso Sourcing Group, LLC.

F
2 total complaints ↓ falling

VW Credit

C
2 total complaints ↑ rising

Viking Client Services

C
2 total complaints → stable

Waypoint Resource Group, LLC

F
2 total complaints ↑ rising

World Acceptance Corporation

D
2 total complaints ↑ rising

Zarvad III S.a.

F
2 total complaints ↓ falling

Access Group Inc.

B
1 total complaints ↓ falling

ADS Resolve LLC

F
1 total complaints ↑ rising

ATG Credit, LLC

D
1 total complaints ↓ falling

Audit Systems,Inc

B
1 total complaints ↓ falling

Account Control Technology, Inc.

C
1 total complaints ↓ falling

Accounts Receivable Management, Inc (NJ) (Closed)

C
1 total complaints ↓ falling

Accredited Collection Service, Inc.

C
1 total complaints → stable

Admin Recovery, LLC

D
1 total complaints ↓ falling

If a collector is contacting you in Rhode Island

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Rhode Island slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Rhode Island

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Rhode Island Resident

With only 2,603 Rhode Island filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Rhode Island AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.