State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 0.6% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (0.6% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

Keycorp

D
13 total complaints ↓ falling

The CMI Group, Inc.

D
13 total complaints ↓ falling

USCB, Inc.

D
13 total complaints ↓ falling

Aargon Agency, Inc.

F
12 total complaints → stable

CURO Intermediate Holdings

D
12 total complaints ↓ falling

Enova International, Inc.

D
12 total complaints → stable

Eastern Account Systems of Connecticut, Inc.

D
12 total complaints ↑ rising

First Data Corporation

D
12 total complaints ↓ falling

Man-Data Inc.

F
12 total complaints ↓ falling

Monterey Financial Services LLC

D
12 total complaints ↑ rising

Nelnet, Inc.

D
12 total complaints ↑ rising

OneMain Finance Corporation

F
12 total complaints ↑ rising

Penn Credit Corporation

D
12 total complaints ↓ falling

Portland Credit Inc

D
12 total complaints ↓ falling

Shepherd Outsourcing, LLC

F
12 total complaints ↑ rising

The Receivable Management Services LLC

D
12 total complaints ↑ rising

Zwicker & Associates

D
12 total complaints → stable

Ally Financial Inc.

D
11 total complaints ↑ rising

Alliance One, Inc.

D
11 total complaints ↓ falling

Capital Management Services, LP

D
11 total complaints ↓ falling

Fair Collections & Outsourcing, Inc.

D
11 total complaints ↑ rising

Hovg, LLC

F
11 total complaints ↓ falling

McCarthy, Burgess & Wolff, Inc.

D
11 total complaints ↓ falling

Metro Area Collection Service, Inc.

B
11 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
11 total complaints ↓ falling

Optio Solutions, LLC

D
11 total complaints ↑ rising

Patenaude & Felix A Professional Corporation

D
11 total complaints ↓ falling

Phoenix Financial Services LLC

D
11 total complaints ↓ falling

CCF Intermediate Holdings LLC

F
10 total complaints ↑ rising

Credit Corp Solutions Inc.

D
10 total complaints ↑ rising

Creditors Specialty Northwest, Inc.

C
10 total complaints ↑ rising

Ecmc Group, Inc.

D
10 total complaints ↓ falling

Evergreen Professional Recoveries, Inc.

C
10 total complaints ↓ falling

Financial Assistance Inc

C
10 total complaints → stable

Liberty Holdings, LLC

F
10 total complaints ↓ falling

Mercantile Adjustment Bureau, LLC

D
10 total complaints ↓ falling

Ocwen Financial Corporation

D
10 total complaints ↓ falling

Seattle Service Bureau, Inc

D
10 total complaints → stable

Ad Astra Recovery Services Inc

D
9 total complaints ↓ falling

Alpha Recovery Corp

D
9 total complaints ↓ falling

Continental Services Group, Inc. d/b/a ConServe

C
9 total complaints → stable

Debt Recovery Solutions, LLC

D
9 total complaints → stable

Fiserv Finxact Core

F
9 total complaints → stable

General Credit Service Inc.

A
9 total complaints ↓ falling

Medical Data Systems, Inc.

D
9 total complaints ↓ falling

Patient Accounting Service Center

D
9 total complaints → stable

ProCollect, Inc.

F
9 total complaints ↑ rising

United Services Automobile Association

D
9 total complaints → stable

Viking Client Services

C
9 total complaints → stable

Absolute Resolutions Corp.

C
8 total complaints ↑ rising

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.