State complaint profile
Debt collection complaints in Oregon
6,805 CFPB complaints filed against 873 debt collectors active in Oregon.
- Complaints
- 6,805
- Collectors
- 873
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Oregon at a glance
Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.
- 6,805
- CFPB complaints filed
- 873
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Oregon
Oregon filings are dispersed: the top three collectors hold only 11% of 6,805 complaints.
Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.
The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (11% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Oregon
By complaints filed from this state
- Encore Capital Group Inc.
Encore Capital Group Inc.
271 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
266 complaints
- Ray Klein, Inc.
Ray Klein, Inc.
213 complaints
- CL Holdings LLC
CL Holdings LLC
192 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
168 complaints
- Citibank, N.a.
Citibank, N.a.
119 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
111 complaints
- CCS Financial Services, Inc. 108
CCS Financial Services, Inc.
108 complaints
What this shows These eight collectors draw the most complaints from Oregon residents, usually national bureaus and large debt buyers operating in every state.
Where Oregon's 6,805 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Encore Capital Group I 271
Encore Capital Group Inc.
271 complaints
- Portfolio Recovery Ass 266
Portfolio Recovery Associates, LLC
266 complaints
- Ray Klein, Inc. 213
Ray Klein, Inc.
213 complaints
- All other collectors
Remaining collectors in Oregon
6,055 complaints
What this shows The top three names account for 11% of Oregon filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsEncore Capital Group Inc.
DPortfolio Recovery Associates, LLC
DRay Klein, Inc.
DCL Holdings LLC
CResurgent Capital Services L.P.
DCitibank, N.a.
DExperian Information Solutions Inc.
DCCS Financial Services, Inc.
FSynchrony Financial
DEquifax, Inc.
DBonneville Billing and Collections
DTransunion Intermediate Holdings, Inc.
DCapital ONE Financial Corporation
DI.C. System, Inc.
CTransworld Systems Inc
DWells Fargo & Company
DConvergent Resources, Inc.
DERC
DBread Financial Holdings, Inc.
CSouthern Oregon Credit Service, Inc.
CKriya Capital, LLC
DNavient Solutions, LLC.
DJpmorgan Chase & Co.
DBank of America, National Association
DNational Credit Systems,Inc.
DU.s. Bancorp
DJohnson Mark LLC
DAfni Inc.
DColumbia Collection Service, Inc.
FRowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis
FCaine & Weiner Company, Inc.
DAmerican Express Company
DCSO Financial
DWe Collect Inc
FT.S. Holdings
FDiversified Consultants, Inc.
DSuttell, Hammer & White, P.S
DSequium Asset Solutions, LLC
FSunrise Credit Services, Inc
DCavalry Investments, LLC
DRadius Global Solutions LLC
DAsset Recovery Group, Inc.
DHW Holding, Inc
DHarris & Harris, Ltd.
DValley Credit Service, Inc. (OR)
FWestern Mercantile Agency, Inc
CDiscover Bank
DGordon, Aylworth & Tami, P.C.
DPopulus Financial Group, Inc. (F/K/A Ace Cash Express)
DWaypoint Resource Group, LLC
FIf a collector is contacting you in Oregon
Start with the federal complaint record, then verify any state-law question with an official source.
- Check the collector's national record and grade before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Oregon
- Encore Capital Group Inc. Leads Oregon complaint volume in this extract
- Kentucky complaint profile Nearest volume peer (7,180 complaints)
- Arkansas complaint profile Nearest volume peer (8,306 complaints)
- Recent-12-month collector leaderboard Mid-volume states still host national debt buyers with rising filings
- Your rights under the FDCPA Federal rights apply the same way regardless of state filing volume
- Compare collectors side-by-side Check response rates for the agencies contacting Oregon residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Oregon Resident
Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |